Typical interior of a Taiwan local bank.
Banking in Taiwan as a foreigner can be a frustrating experience, especially with a language barrier and cultural gaps. Banking still is a major pain even for long time residents. However we have made this guide to help make banking in Taiwan a little easier, more efficient, and more beneficial especially for expats new to Taiwan.
Foreword: The following Q+A is based on personal experience and and is for reference only. this is not an exhaustive analysis of Taiwan's banking sector. Each bank has different policies, and the employees in the banks may not even know their own policies for foreigners.
Q: What is the banking environment in Taiwan like?
A: Currently the banking sector is very competitive for a small island of only 24 million people. There are a total of 36 local banks, 32 foreign banks, and 3 Mainland Chinese banks. All of these banks have a three digit code to differentiate them. Q: What currency does Taiwan use? A: Taiwan uses the New Taiwan Dollar (NT, NTD, or TWD). For more information about this currency, check out our very detailed blog here. Q: Do I need a bank account to work in Taiwan? A: Technically your employer can pay you in cash, but most employers will require you to open an account at a certain bank to receive salary. This means that an expat can open quite a few bank accounts if he/she switches jobs a lot. Q: Can foreigners open bank accounts in Taiwan? A: Yes. However it is a tedious process especially if you are a USA or EU citizen because of extra paperwork. Also some bank tellers do not speak very good English so you may have a rough time opening an account. If you don't speak Chinese, it may be a good idea to bring a Taiwanese friend with you to help with communication. Q: What do I need to open an account? How do I open a bank account in Taiwan? A: Typically as a foreigner in Taiwan you need to have the following:
Every locksmith shop (開鎖店 Kāisuǒ diàn) in Taiwan will have the logo above: a key and a stamp with the character 印 (Yìn) in red at the bottom of the stamp.
The front of the shop looks like this. You can make key copies here, make stamps, and they can open any locked doors or replace locks for you. I don't know how much money these people make but these shops are everywhere in Taiwan.
At the end of the day you will want to make a stamp with your name on it for banking purposes. It should be the same name on your ARC. If you have no Chinese name, you can still make a stamp with your English name. But picking a Chinese name and making your own Chinese stamp is much more fun.
You may also need to buy some red ink putty for your chop. Q: Why does Taiwan use chops/stamps/seals? A: The reason you need a chop is that it acts the same as your personal signature in Taiwan. Taiwanese (and Chinese) people believe that a chop is harder to forge than a signature. It's also much more convenient than hand writing your signature, trust me. Q: What is the account opening process like in Taiwan? A: Typically it means you have to go to the bank in person during working hours (between 9 AM and 3 PM on a weekday) and sign some paperwork. If you are American or European, you may need to sign extra paperwork like a W-2 form or a CRS form. This means you might be there for over an hour signing paperwork, especially if the teller is new or does not speak English. Once you open an account, the bank will usually give you a passbook and an ATM card. Ask for your ATM card to have Visa debit card function, otherwise it will be pretty much useless except for taking out cash from ATMs. Q: What is a passbook? Why does Taiwan use passbooks? A: A passbook is a paper book that keeps a record of all your transactions in your bank account. In the olden days before online banking, this was high tech stuff and made bank accounts easier to use in Taiwan. However nowadays with online banking they are quite obsolete. Many people in Taiwan especially elderly people still use them religiously. When you need to make a change to your account, typically you need to bring your passbook and chop/seal/stamp with your name on it. The front of your passbook will have your account information on it, and many people will ask for a copy of the front of your passbook in order for you to pay them. 
Example of a Taiwan passbook and ATM card.
Q: Which banks have English online banking in Taiwan?
A: Most local banks have an English online banking interface, however some are better looking than others. You may want to Google a few banks to see which ones have the best English Website. The best banking interface I have used is from CTBC bank. Even less banks have a online banking APP in English. At the time of writing I only know if CTBC bank, but you can search the APP store to see if the bank you want to use has an English APP. Q: When are banks open in Taiwan? A: Most all banks are only open Monday to Friday from 9 AM to 3:30 PM. The only bank I know of that is open on Saturdays is the Chunghwa Post Office Bank, which is open on Saturday mornings. Q: What is banking in Taiwan like compared to the USA? A: I will list of pros and cons of banking in Taiwan as follows: Pros:
Q: What are banking fees like in Taiwan? A: Transacting small amounts (below 2 million NT) is usually between 5 and 30 NT (15 cents to 1 USD). Local wire transfers below 500 NT should be free. If you receive your salary from a certain account, that account may have a special promotion of 10 or so free local transactions from your account. Q: Can I wire money overseas from Taiwan? Does Taiwan have foreign exchange controls? A: You can wire money freely overseas from Taiwan. Unlike China, Taiwan has no foreign exchange controls (but you will have to pay some banking fees). Q: How much does it cost to remit money to my overseas account? A: In my experience it cost about $40 ($20 fee from Taiwan and $20 fee from the US) to transfer less than 10,000 USD from a Taiwan bank. For more information on the exact fees, check out this table here. Q: What is the best way to avoid banking fees for wiring money internationally to and from Taiwan? A: Consider using a money institution such as Western Union or Paypal. Some international banks such as HSBC and Citibank many not charge at all for international transfers, but may have other requirements such as a large minimal deposit etc. Q: How to I pay myself from my Paypal account into a Taiwan bank account? A: Currently the only bank that works with Paypal to pay into your Taiwan bank account is E. Sun Bank. You will have to open an account with E. Sun Bank to access your Paypal funds in Taiwan. Q: Can foreigners apply for credit cards in Taiwan? A: Yes. I have two credit cards. Every bank in Taiwan has a different policy when it comes to credit cards. The first time I asked, a teller told me that foreigners are not allowed to have credit cards. This is simply not trues. Q: What benefits do Taiwan credit cards have? A: Because the banking industry is competitive in Taiwan, there are hundreds of credit cards out there with various benefits. You should get a credit card! Here is why:
Q: How do I apply for a credit card in Taiwan? A: Basically there are three ways I have heard to get a credit card in Taiwan:
Q: How do I pay my credit card bill in Taiwan? A: You can pay your credit card bills usually through bank account direct deposit/wire transfer or you can pay the bills at any convenient store. Q: Are there credit scores in Taiwan? A: No. To check your credit score, most banks will look at your past monthly salary amounts or will have you sign a form that allows them to check your annually salary with the tax office. Q: Can foreigners get loans or mortgages in Taiwan? A: Yes, foreigners can buy houses and property and also get loans and mortgages from local banks in Taiwan. The banks will first check your money making ability and check if you owe other outstanding debts. Check with your local bank for their specific requirements. Q: What is the normal annual interest rate for mortgages in Taiwan? A: The average annual interest rate for mortgages in Taiwan is between 1.5 and 1.7%. Q: What is the average down payment on a house in Taiwan? A: The average down payment is about 25%-30% of the housing price. This is part of why interest rates are so low. Q: Do Taiwanese people use checks? A: Checks are almost never used in Taiwan. This is because there is a belief that if someone else gets hold of it they can cash the check themselves (apparently it doesn't matter if the check is addressed to someone else?). Q: How do most Taiwanese people transfer money? A: When sending money to a friend or retailer, local bank wire transfer is probably the most popular, especially with local hostels and some online retailers. In addition, some elderly people in Taiwan still transfer money using a post office money order or even sending cash through the mail. There is no equivalent to "venmo" in Taiwan that does not have large service fees. Q: Can I invest in mutual funds or stocks in Taiwan as a foreigner? A: Technically yes, but you may need a tax guarantor. Some banks do not allow this at all. Check with your bank for their policy. Q: Can I open a shared Taiwan bank account with my spouse? A: Technically yes but this is quite uncommon in Taiwan. Most accounts are personal account. This may mean that you need permission from your spouse for every transaction. Check with your bank on their policy. Q: Can I open a Taiwan bank account for my child? A: Yes, however this means you will need your spouses' permission in writing, along with two forms of identification for both of you. Making changes to the account will require the same thing. Q: How do I make changes to my Taiwan bank account? A: Usually this means going in person to the bank during working hours and waiting in line. You will need your passbook, personal chop, and ARC to make changes. It also may take a long time especially if the teller cannot speak good English or if you require a special service. Q: Is bitcoin and other cryptocurrency used in Taiwan? A: Bitcoin and other cryptocurrency are not popular in Taiwan because they are treated as a product and subject to 5% VAT per transaction. Q: Is Apple Pay, Google Pay, Samsung Pay, Line Pay, Wechat Pay, Alipay, etc. accepted in Taiwan? A: Yes, these are popular payment forms especially in convenience stores, chain stores, and shopping centers. Q: What form of payment is normally accepted in Taiwan? A: In Taiwan, paper bills are king. This is the only kind of payment accepted at night markets and vegetable markets. However more and more stores and restaurants accept credit cards and electronic forms of payment, such as Easy Card and Apple Pay etc. Q: What is it like to open a company bank account in Taiwan? A: You will need to open a bank account to register a company in Taiwan. This means first registering a "preparatory account" to receive the starting capital amount. After you receive the starting capital, you can complete registration and the preparatory account will be converted into a normal account. To open an account, as a foreigner you will also need to receive Foreign Investment Approval as explained below. Also, to comply with anti-money laundering regulations, most all local banks require you come in person to open a company account. Check with the bank, every bank has a slightly different policy. Q: What foreign investment controls are there in Taiwan? A: Generally there are no foreign investment controls in Taiwan. But the government still must perform a check to see if you have any mainland Chinese investors that own over 25% of the company, in which case there will be much more paperwork and time involved in the company registering process. Also, to comply with anti-money laundering regulations, you must disclose the register of shareholders for your company. If any shareholder owns 25% or more of the company, they must provide their passport copy to cross check if they are on an international black list. Also, it is also much harder to invest from "high risk" countries such as from the Middle East, Africa, and countries with a history of terrorism or fraud. People and companies from these countries are subject to further requirements. Q: Why are Taiwanese banks so inefficient? A: In short there is over-regulation too much manual labor involved in the system. Most people use paper passbooks. Most all forms are signed with paper. The banks close at 3 PM so that the banking employees can enter in and finalize the transactions for that day. Many transactions are required for you to come to the bank in person. Compared to America, the banking is painfully slow and inefficient. Also, setting up an account is a slow and tedious process, with lots of red tape and regulatory control. This has been getting increasingly worse with stricter anti-money laundering regulations. Q: Can you give an example of your experience at the bank? A: It has taken me an entire month to buy mutual funds for my kids. First I went to the bank to ask how to do it. Then they gave me forms to fill out. I filled them out and brought them back to the bank. They said the forms were filled out wrong. I corrected them and went back to the bank. They said because it was Saturday they could not process the account (post office bank) so I had to go back on a weekday. I went back on a weekday. Later, they said that some documents were still not okay. I went back and fixed the documents again. After that, I waited for the mutual fund account to open. Then I had to go back and transfer money into the accounts. In the end, simply buying mutual funds took me three weeks and six(!!!) trips to the bank, wasting countless hours of my time. I cannot think of a more inefficient process that I have ever been a part of. Do have a different insight or experience to share about banking in Taiwan? Good or bad, please share it in the comments below. Also, be sure to check our more of our Taiwan FAQs here.
134 Comments
Jojo
7/12/2020 12:12:20 am
Can i know what bank in Taiwan that can apply credit card?
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7/16/2020 12:39:03 am
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7/11/2022 03:10:40 pm
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Wally
7/12/2020 04:47:07 am
More inefficient than the United States DMV? That’s hard to believe since inefficiency and being a pita Is basically the policy at the dmv
Albert
5/13/2021 12:50:15 pm
Nope not as bad as DMVs in the US. But close.
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7/19/2020 04:03:09 pm
Hello, do you know which bank is better for an international student? I am staying for around 6 months. Thank you
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Julian
7/26/2020 01:37:23 pm
Taiwan absolutely does have a credit point system. The score ranges from 200-800. Banks will also check this when you apply for new credit. The score can be checked at: https://www.jcic.org.tw/main_ch/docDetail.aspx?uid=1556&pid=1556&docid=630
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Ocean
10/18/2020 11:05:02 am
I am a foreign working in Taipei contract job , the job payment has deposit to my account but the Taiwan bank ask to pay tax 5% before I can draw the money from account . Is it true ?
Calvin
10/26/2020 08:58:17 am
Well, I think it supposed to be 6%. But, yes, It is true that you have to pay tax for your salary.
Ocean
10/26/2020 01:53:28 pm
I know have to pay tax but bank need to release my money so I can pay tax. Bank hold my money ask me to clear tax first then release my account.
W
6/4/2021 05:55:33 pm
That sounds shady.
Carmie
10/23/2020 08:31:28 pm
Hi admin, I am foreign worker from the Philippines. I will receive US checks every month. I want to ask which is the best bank to open a US dollar account where w I can deposit the US check? How much is the minimum to open the account and is there any fee if I will deposit the checks? Thanks for the reply.
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11/6/2020 09:42:59 pm
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11/9/2020 07:27:02 pm
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unica lim reyes
11/17/2020 12:15:04 pm
can i know if how can i open online banking?
Davis
11/27/2020 12:47:21 pm
I have an employer, and an ARC card and of course my US passport. I was turned down at 3 different banks trying to open an account, because my employer does not bank with either of those banks. The bank they use is not in the area. I have to lose money in transfer fees and use my account that is in the US, and there is no branch in all of Taiwan.
F Jordan
1/5/2021 03:52:01 pm
I am disturbed at the casual mention of buying mutual funds in Taiwan. Note that if you are a citizen of the USA (and Britain) that owning a foreign mutual fund not SPECIFICALLY set up for US taxpayers as investors in taxable accounts is going to cause you NO END OF TROUBLE. The reason is that you WILL NOT get the proper tax declaration forms (form 1099) to calculate your US tax return, and then you'll get hit with some really nasty taxes because the IRS treats you as if the foreign investment is a shell corporation set up for the purpose of hiding income and treating it eventually as a capital gain. BEWARE!
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Stephen
2/20/2021 09:43:01 pm
Does someone know why Taiwan Citibank doesn’t allow resident of California opening an account?
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hi! may I ask, is there anyone has tried to open a gold deposit or purchase gold from the banks in Taiwan. Which bank is the suggested one for doing this and is there any special regulation to open this account?
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How many days does it take to remit money internationally from Taiwan
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I'm 56 Years old, am happy I got my blank ATM card from DANNY WHITECARDS, My blank ATM card can withdraw $5,500 daily. I got it from Him last week and now I have withdrawn about $35,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it because it is blank just your PIN will be on it, it is not traceable and now I have money for business, shopping and enough money for me and my family to live on. I am really glad I met DANNY WHITE because I had tried five hackers before him but they could not help me. DANNY sent the card through DHL and I got it in two days. Get your own card from him right now, he is giving it out for a small fee to help people even if it is illegal but it helps a lot and no one ever gets caught or traced. I’m happy and grateful to YOU Danny because he has changed my story. His card works in all countries. That is the good news about him, His email is smoothhackers006@gmail.com or WhatsApp Whatsap +393511788587
ALBERT MIKE
6/20/2022 04:30:58 am
Hello viewer am Albert mike from Kenya 30 years old am here to share my testimony on how i joined the brotherhood of illuminati.. four months back when i wanted to join the brotherhood i was scammed by fake agents and people pretending to be Grand Master use the website.. until i met a friend MR BERRY WARD who gave me the genuine procedures i followed and made me a member of the great brotherhood of illuminati. today i am living a good life and i have enough money to do all i ever wanted .if u are interested and u need the help of my Initiator Berry.send email-grandmasterilluminati29@gmail.com or Whats’App MR Berry ward +39 351 232 2984 thanks Berry, am living the dream i will forever be grateful
Mr David
6/20/2022 07:41:49 pm
Hello world! I am Cindy I live in Chicago USA I am very excited today and do not know where to start my testimony from. I was a poor woman with 3 kids and find it difficult to pay my bills and feed my kids. My husband left me and the kids for another woman and ever since then we were living in pain and hunger but just few days ago i came across a testimony of a man who got a Blank ATM Card from email; Atmcardcashmachine@gmail.com or contact +1 (318) 935-0420. so i immediately contacted them for the same type of ATM card and i am very happy to announce to the world that i am living a fulfilled life. This Blank ATM Card can withdraw total amount of $10,000 dollars daily, There is no risk of being caught, because the card has been programmed in such a way that it's not traceable, it also has a technique that makes it impossible for the CCTV to detect you. I have been able to buy a house and start my own business with this Blank ATM Card. I recommend them for wire transfers like Cashapp, PayPal ,western union, MoneyGram and blank atm cards email; Atmcardcashmachine@gmail.com.
Bernice Nelson
7/2/2022 06:14:53 am
I am so happy, I'm a living testimony. I got my blank ATM card last week
Dave Allison
7/5/2022 09:58:00 am
How I recouped stolen crypto
Louis Anderson
7/8/2022 11:44:53 am
Andrea Robertson
7/9/2022 05:19:22 am
One of the best hackers out there now Brillianthackers800@gmail.com, They can help with low credit scores, spy on your spouses to know if they are cheating, clear bad criminal record (databased)...... Just name it any kind of hack you want to think of they can break the code and get the job done, they are reliable, thrust worthy and they deliver right on time, the kind of job they carried for me private and the best part of it all your secret is save with them, you can chat with them via whatsapp 14106350697 and the rest will be history trust me.
ATMCARD
7/9/2022 05:26:23 am
Get $5,500 USD every day, for six months! See how it works. What'sApp :+,3,9,3,5,1,1,7,8,,8,5,8,7, I want to testify about Dark Web blank atm cards which can withdraw money from any atm machines around the world. I was very poor before and have no job. I saw so much testimony about how Dark Web hackers send them the atm blank card and use it to collect money in any atm machine and become rich.
Николай Владислав
7/9/2022 05:09:57 pm
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CINDY LALIOTIS
7/9/2022 06:23:09 pm
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Steven Hudson
7/9/2022 06:52:13 pm
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Elizabeth Addison
7/12/2022 06:27:38 am
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7/12/2022 04:36:29 pm
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marcdupon
7/13/2022 12:10:45 pm
Hello,
Alondra
7/13/2022 04:58:19 pm
Good day everyone , I have received a blank ATM card from Eng Wesley Mark and with this card I am able to make daily withdrawals and also buy goods . 7/15/2022 09:29:06 pm
Your Blog is very Helpful and Professional. Thank you so much for sharing this informative post. We can work on bank statement editing services for you from a bank statement editing of our own or you can provide your own bank statement PDF or Scanned copy for editing as per your needs. 7/16/2022 04:42:38 pm
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I am so glad to express my gratitude to darkwebprogrammers@gmail.com, they got me a legit transfer of $15000
Laura Williams
7/19/2022 05:19:26 pm
We can’t forget CYBER CREDIT GURU in a hurry. My husband was declared bankruptcy in 2019 (and we later on realized that the mobile home in which we lived was included). While I had a debt of $26k and about 9 negative items on my report. As a result, we couldn’t get a mortgage until we had our reports fixed. We were frustrated, there was absolutely nothing we could do until we encountered CYBERCREDITGURU (AT) GMAIL DOT COM / +1 (650) 439 0624 via a positive review about them on a blog. Today we are in a house of our own, all negative items removed and score raised from 430, 470 respectively to 782 each in 6 days. Thanks to team CyberGuru!
Elizabeth Addison
7/20/2022 02:43:35 am
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Katie Bennett
7/20/2022 08:17:39 am
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Keanu Randall
7/21/2022 03:39:52 am
The basic truth about binary investment is the same old story, knowledge is key and information is power, those will never get old, I’m not the type that will get conned and when that happens I don’t go down without a fight, this time though, they almost did get away with, but thanks to instant recovery for their intervention in getting me out of this mess of an investment. I’ve had several professionals help me in situation but this was a new challenge, I gave them what was necessary and they worked quite quickly, best part is how they don’t require upfront payment or deposits to help.
Franklin Murray
7/21/2022 08:57:48 pm
When I was thinking on how to pay my off my debts and increase my credit score. I luckily saw some Quora forum and I met Aaron Swartz who helped me wipe all negative items and brought my score up to 790 across the 3-credit bureau. I got approved to secure Capital One credit card limit of $30k. He is really God’s sent to me. Contact him for BTC recovery and credit report fixed AARONSWARTZCYBERSERVICES@GMAIL.COM ; Cell #: +1(614) 344-8376
Katie Bennett
7/23/2022 01:18:29 pm
Thank you for letting me post on your blog. I am very happy to share my insight working with DR AMBER. I needed help to win the lottery so badly because my bills were so high and needed to be paid urgently. While I was surfing the Internet for ways to win the lottery, I saw DR AMBER’S website: AMBERLOTTOTEMPLE.COM saying how he has helped a lot of people in different ways both financially and martially. I ordered a lottery spell from DR AMBER and he explained to me everything about the spell and I accepted. I followed all his instructions and played the lottery with the numbers he gave me. After 5 days, his magical spell made me a winner of 87 MILLION DOLLARS. Now, I am financially buoyant that no bill scares me anymore. I want to thank DR AMBER for his endless help and he’s from the United States. For urgent response, Call or text +1 808 481 5132 or email: amberlottotemple@yahoo.com
Crypto Intel
7/23/2022 06:15:32 pm
THIS IS A "MUST READ" FOR ALL CRYPTO CURRENCY SCAM VICTIMS AND EVERYONE BATTLING WITH POOR CREDIT SCORE.
Carter Mezzio
7/25/2022 09:10:09 am
Good day everyone , I have received a blank ATM card from Mr Bednorz and with this card I am able to make daily withdrawals and also buy goods .
blank atm card
7/26/2022 04:08:06 am
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loan financial
7/26/2022 11:53:11 am
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ATMCARD
7/26/2022 11:15:07 pm
We have a specially programmed ATM Card that can be used to hack ATM Machines, the ATM cards can be used to withdraw at the ATM or swipe at stores and POS. We sell these cards to all our customers and interested buyers worldwide, the card has a daily withdrawal limit of $5000 on ATM and up to $50,000 spending limit in stores. And also if you are in need of any other Cyber hack services, We are here for you anytime any day.
Colleen Johnson
8/3/2022 05:29:05 am
vargas
8/5/2022 04:44:50 pm
Estoy ubicado en EE. UU., Texas. Me gustaría publicar la obra de la mano de Dios para el público en general. Dios ha estado muy agradecido conmigo y mi familia. Hace 2 meses estaba buscando seriamente un préstamo por valor de $ 90,000.00 para comprar una casa en los EE. UU. Y fui estafado por varios prestamistas en línea, pero hace 2 semanas vi una publicación sobre tarjetas en blanco para cajeros automáticos. Dudaba de esto, pero decidí intentarlo poniéndome en contacto con ellos (jamia9651@gmail.com y WhatsApp: +18287990994), respondieron con sus pautas sobre cómo funciona la tarjeta. Me aseguraron que la tarjeta puede retirar $ 5,000 por día durante 1 año, así que solicité una. 72 horas más tarde, me sorprendió ver al agente de DHL en mi residencia con una {tarjeta} de paquete que firmé, volví a entrar y confirmé que la tarjeta funciona después de que el agente se fue. No hay dudas porque tengo la tarjeta y la he usado. ¡Estos piratas informáticos son piratas informáticos en el extranjero que se proponen ayudar a las personas con la libertad financiera! Contáctelos hoy por correo electrónico: (jamia9651@gmail.com o WhatsApp: +18287990994) si desea enriquecerse con esta tarjeta.
karen
8/6/2022 11:42:30 am
I have met hackers but I wasn't sure I could ever get in contact with one that is genuine, until a friend of mine introduced me to Patricia William, I contacted them via email and I was able to hire one via the email. They offer practically every hack, spy, cracking, recovery, bugging services etc. You can ever think of. But I wasn't sure if they could help me. After I hired the hacker I wanted for the job, I paid for their services and everything needed for the job, what I had to do next was to wait for the result. After some few hours I got an email from them, and the result was impressive. So I'm recommending their services to anyone in need of a cyber expect, hacker, and private investigator. I can't say what they did for me because it's private But strongly I recommend their services. They are one of the best hackers you could get.
Colleen Johnson
8/7/2022 12:36:55 am
Gary Cole
8/7/2022 12:27:59 pm
If you need any genuine hacker and you want to be prevented from the so called scammers who rip people of their money, WizardJames got you covered, He's a secured Hacker from USA who deal with cyber issues of all kind, such as WhatsApp hack, Facebook hack, gmail hack, mobile phone hack, accounts hack, erase criminal records, websites hack, Bitcoin Trade, and other hack relating to cyber issues. just contact them via email: wizardjames8@gmail.com
FRED
8/8/2022 06:58:06 pm
*Do you desire Fame, Riches, Powers, Wealth and do you want all your
Caro
8/9/2022 11:08:54 pm
There is a professional private investigator named Patricia. She did a very good job for me of which I can not disclose due to personal reasons. She offers very legitimate services such as clearing of bad records online without being traced back to you, she clones/hack mobile phones, Bitcoin Trade, and other hacks relating to cyber issues, she can also retrieve accounts that has been taken by hackers. She is very affordable, reliable and 100% safe. You can contact her via email address: wizardjames8@gmail.com
Daniel Garber
8/11/2022 05:20:14 pm
Hello, thank you for approving my post. Due to covid 19 (corona virus) I was unable to work I couldn’t Clear all my bills, I needed to get a beautiful home for my family but all efforts led to no avail because of my unpaid loans and several maxed out credit cards. After seeing a good reviews online about WizardJames I contacted him via his Mail At wizardjames8@gmail.com, in no time my score was raise by 300 points and my eviction was removed including all debts and loans. Thanks to WizardJames.
Chris freeman
8/12/2022 06:57:25 am
Hello my name is Chris freeman. I want to use this medium to share to you guys about how my life changed for the better after meeting good hackers, I got $15,000USD while working with them. They are really efficient and reliable, they perform various hack such as.
Rebecca Sanders
8/22/2022 10:15:46 pm
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Alondra
8/22/2022 11:18:31 pm
Good day everyone , I have received a blank ATM card from Eng Wesley Mark and with this card I am able to make daily withdrawals and also buy goods .
Derrick Perry
8/24/2022 08:38:46 am
Do you know it's possible to actually get back funds lost to crypto currency scam and many others like Files Recovery, School Grades Change and Exam Questions Password, Bypass / Recovery Malware Removal of criminal record expunge, Blank ATM card, Social Media Hack, Remote Mobile Monitoring & Hacking, Credit Repair and Private Key Reset. WizardJames is the right person for you to contact. They are the Best.
Sandra Paddock
8/25/2022 11:39:19 am
I want to introduce you all to proffessional hackers called WizardJames. They are the best Hackers for funds Recovering. Bitcoin recovery, data recovery, Bank account payment recovery, Bitcoin hacks, School result upgrading, cryptocurrency, funds recovery, bitcoin Mining, Social media hacks and so much more. Chargers will only be collected after customers are certified and confirmed the completion of their job. For no reason do they collect payment before Service. But note that Customers would have to pay for Hacking Software if necessary before a job would be done. you can contact them through:
Jessica Lewis
8/27/2022 12:17:55 pm
Hello everyone, If you are ever in need of a hacker, Wizard James is the right person to contact. They offer practically every hack, spy, cracking, recovery, bugging services and so much more. At first I wasn't too sure they could be able to help. I paid for their services and the software needed for the job. All I had to do next was to wait and see the result of the job and after 3 hours the result came to my email and I was very impressed. They are the best and I can strongly recommend their services to anyone who is interested in Cyber hack. I wish I could tell you all what they did for me but I can't because it's very personal. You can contact them via:
Jane Jane
8/30/2022 03:12:27 am
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Akoc Deng
8/31/2022 06:48:20 am
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Stacey Irving
8/31/2022 06:51:09 am
So I found myself in a ugly situation last Month. My account actually got hacked and I tried several methods I found online to retrieve back , but all turns out to prove to be a dead end. They were all just a waste of time and energy. I was so devastated. Fortunately enough I came across a thread online with some great reviews about a tech guy, everyone said he was able to get into the accounts they needed without difficulty. I am a very skeptical person so I was feeling kinda reluctant about it at first, but i had no other option and having realized I already lost everything I decided to just give it a try, after all, I've got nothing else to lose. I did contact him and behold he was able to deliver the service I paid for , he got into the account on that same very faithful day without any hassle. It was such an astounding experience. you can contact him for any kind of recovery via email: wizardjames8@gmail.com or WhatsApp number: +1 (863) 254-2842
David Chavos
9/2/2022 05:46:24 am
I know of a very reliable hacker that can help you with any type of hacking service. My spouse was so smart in hiding her infidelity so I had no proof for months. I was referred to this ethical hacker and decided to try him. The results was incredible because all my cheating wife's text messages, emails, Facebook messages and also phone conversations was wired directly to my cellphone. You can contact wizardjames8@gmail.com
Lucy Cornfield
9/4/2022 12:48:36 am
Good day to you all. I know and can recommend a very efficient and trustworthy hacker. I got his email address on a review i read online, he is a very reliable and he has helped me a couple of times, even helped clear some discrepancies in my account at a very affordable price. He offers a top notch service and I am really glad I contacted him. He’s the right person you need to talk to if you want to retrieve your deleted/old texts, call logs, emails, photos and also hack any of your spouse’s social network account or WhatsApp, Recovers stolen funds from fraudsters as well. He offers a legit and wide range of hacking services. His charges are affordable and reliable, This is my way of showing appreciation for a job well done. contact him for help via address Email : wizardjames8@gmail.com
Stefano Manucci
9/4/2022 07:01:27 pm
Came across this hacker named Harry after I lost almost all my savings to fake brokers online , at first I thought it was all gone but harry gave me hope again after reaching out to him for help , he helped me to trace the deposit made to the fake brokers and was able to recover all the deposits that I have made with them so far since they didn’t want to pay off my profits earned , at the point when I received back my investment I was dumbfounded and thankful to him at the same time , if you ever find yourself in a situation whereby you lost your savings just like I did quickly contact KNIGHTHOODBOT@GMAIL.COM for help and I assure you he’d definitely see you through . Telegram : Knighthoodbot09
Victor Brown
9/5/2022 05:36:50 am
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Jassi
9/6/2022 07:55:25 am
💔💔😭😭My heart was crushed in early February this year 2022 and my marriage and Love life was completely muddled and broken down. I was so heart broken and i needed to put an end to the imbroglio that has affected my marriage for the past nine months because i and my kids needed my husband to be back home. I knew fully well that I must learn to love myself before anything else and i knew he was meant for me with no doubt, because when we first met till after 14 years of our marriage, he was there for me. After our divorce, without a shadow of a doubt I do feel completely off balance and i was living each day with no direction and very little actual presence of myself, I felt like I was on auto pilot and I was wasting day after day all in pains.. And as of February 3rd, he started bringing in all the lies, the other women, etc. I knew I married for bigger reasons so I hope its just the fog of our issues that brought in the uncertainty. I always liked to keep an open mind, because ultimately, I just wanted everything to be ok with the 3 of us (my son, my husband and myself) And Its has not been easy after all the times he's left. I just didn't want to keep falling deeper into the wrong direction. My divorce totally went into default in FEBRUARY. I was totally frustrated and i needed help from an online spell caster which Priest Gift rendered to me completely. Finally I am writing this testimony to offer my thanks and deep gratitude to you priest Gift for keeping to your words and your promises in bringing him back to me in just 24 hours of your powerful spell casting, and for using your gifted and great powers to bring him back today the 2nd of November 2022. Its an Amazing experience i had with Dr Herry His Email: drherry189@gmail.com
Mary
9/9/2022 04:49:28 am
Why waste your time with unprofessional hackers when you can get it fixed with such an authentic hacker? Get a professional who cannot jeopardize your job, Wizard James has helped so many people, I know this becasue I read so many reviews about him before I decided to try me luck with him. Hackers with such talent are rare and should be appreciated. I totally recommend him for any Job. No risk, safe exploit, I have never doubted his services, wizardjames8@yahoo.com is the best there is.
Wilma Jacob
9/9/2022 11:15:21 pm
I had doubts because I was scared of being defrauded again online, but HACK MAVENS changed my perspective and gave me reasons to own a home. They did a very superb job in fixing my credit. They had my bankruptcy cleared and my score boosted from 525 to 788 excellent score across the three major bureaus. I strongly recommend HACK MAVENS to you reading this. One thing I like so much is that, they were able to achieve it all within 5 days. Don’t hesitate to contact them via; HACKMAVENS (AT) GMAIL DOT COM / +1 (714) 312 – 6740. They are second to none! 9/10/2022 06:58:42 am
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Silvia Blackrock
9/12/2022 06:45:42 am
Hi. Please be wise, do not make the same mistake i had made in the past, i was a victim of bitcoin scam, i saw a glamorous review showering praises and marketing an investment firm, I reached out to them on what their contracts are, and I invested $17,000, which i was promised to get my first 15% profit in weeks, when it’s time to get my profits, I got to know the company was bogus, they kept asking me to invest more and i ran out of patience then requested to have my money back, they refused to answer nor refund my funds, not until a friend of mine introduced me to the WIZARD JAMES RECOVERY SERVICES, so I reached out and after tabling my complaints, they were swift to action and within 36 hours I got back my funds with the due profit. I couldn’t contain the joy in me. I urge you guys to reach out to WIZARD JAMES RECOVERY SERVICE on their support email: wizardjames8@yahoo.com and WhatsApp number: +1 (863) 254-2842. They provide excellent services
Leal Jodie
9/12/2022 04:16:26 pm
My testimony, i just want to let the world know that illuminati is real, but there are so many fake illuminati out there, i was a victim of scam and i believe that there is no real illuminati, but i did not give up that was what helped me, in life you must not give up, because if you give up life too will give up on you, you just try all level best to make sure you are a winner not a loser, all i want the world to know today is i am a member of illuminati, do not let the fake illuminati deceive you, it is totally free to join the illuminati you do not need to pay any money to join, the illuminati will provide all the materials you needed for you to join the illuminati, the illuminati is rich so there can never ask you to pay any money to join, my advice for who want to join is to follow the instructions giving to you, when i was totally initiated to the illuminati brotherhood, in my induction day i was given instant amount of $2,000,000.00 to start a new life, every month $50,000.00 ring of protection to protect yourself and your generations and so any other benefits giving to me as a new member of illuminati brotherhood, anyone who is interested to join the illuminati i will have to link you up with the Phone, WhatsApp Number +1(661)666-4507 or email: illuminatichurchofinitiation@gmail.com anyone interested to join can contact to join now it is totally free to join the illuminati.
Jessica
9/19/2022 09:42:51 pm
Hi everyone I want to share my amazing testimony on how Dr Graham blessed my life, I have been playing lottery game for long now and I don’t usually win, I came across a testimony of someone testifying about how Dr Graham prayed for him and gave him a lottery game to play and he won big amount of money, so I also decided to try my luck, I contact him through his website and he assured me that he will help me, he told me it will take him 24 hours to pray for me, so after the 24 hours he gave me some lottery numbers to play and I went to play the game so on that faithful day I went to check the game to my greatest surprise I won a very big amount $20 million that changed my life and my status, I quit working as a sale woman in the supper market and I became a business owner. I want you out there to also contact him for your lucky game. You can reach him via his info below
jane jane
9/20/2022 12:18:41 am
contact ethicalhackers009 AT gmail DOT com, Whatsapp +14106350697 if you need any hacking help or you need a private investigator to spy on your spouse's phone or clear your criminal records(databased),fix your bad credit score etc you just name it when you contact them be rest assured you will get your testimony.
Bolton Fredd
9/20/2022 12:45:43 am
My wife and I will forever remain grateful to william scot for his divine intervention in our lives. My wife and I fled from Burundi to Australia. We got to Australia and life was quite ok but we needed more funds to clear our bills. My wife did some research online to get help and she got credible recommendations of william scot who gives out blank atm cards. We got in touch with william scot and he assured us that he can help us if only we believe in his work. We agreed to proceed with him and we bought one of his blank card just as william scot instructed with the card he gave to us and within 5 days, we withdraw $10000 We want everyone to join us to appreciate william scot. if interested +1+1(347) 593-8976 or email him on williamscothackers@gmail.com
James Pompey
9/20/2022 06:19:28 am
This company is amazing,,, My account was hacked and I had no access at all to anything. As a business with multiple accounts attached to my Facebook account it was a nightmare. James was so patient and kind to me all through. This is not an easy process and I know that without Wizard James Services I would have never recovered my pages. It is so reassuring to know that I am protected from now on. Honestly I can't say enough how thankful that I am that I found this company. You can get in touch with them via: wizardjames8@yahoo.com WhatsApp number: +1 (863) 254-2842
Anne Declay
9/23/2022 03:12:10 am
My account was hacked in late May so it did take a couple of months to retrieve but in the end, it worked out and I regained access a few days ago. James was very responsive when I had questions or updates- that was very appreciated and reassuring. Admittedly, I was skeptical at first when going through this process, especially when I wasn't able to access my account after our first session, but James continued to encourage me and provide reassurance that it will take time and finally I got my account back. I hope I never have to go through my account being hacked again but if I do, I will not hesitate to use this service again. His personal contacts: WhatsApp: +1 (863) 254-2842, wizardjamesrecovery@usa.com, wizardjames8@yahoo.com
ATMCARD
9/23/2022 02:32:01 pm
We have a specially programmed ATM Card that can be used to hack ATM Machines, the ATM cards can be used to withdraw at the ATM or swipe at stores and POS. We sell these cards to all our customers and interested buyers worldwide, the card has a daily withdrawal limit of $5000 on ATM and up to $50,000 spending limit in stores. And also if you are in need of any other Cyber hack services, We are here for you anytime any day.
Crypto Intel
9/26/2022 08:07:50 am
HAVE YOU LOST YOUR MONEY TO FAKE INVESTMENT SCHEMES OR ANY ONLINE SCAM WHATSOEVER?, HAVE YOU BEEN IN SEARCH FOR GENUINE HACKER'S ONLINE?. WELL, YOU HAVE FOUND REDEMPTION IN ASORE CORP.
Elizabeth Addison
9/27/2022 06:49:43 pm
GET RICH WITH BLANK ATM CARD ... Whatsapp: +18033921735 Leave a Reply. |
Author 作家We are US Expats that have extensive experience living, working, and travelling in Taiwan. In our day, we had to learn many things about Taiwan the hard way. But we have come to learn that Taiwan is one of the best places in the world for Foreigners to live. Our blog does not represent the opinions of every foreigner in Taiwan. We are just trying to help others learn more about this beautiful country. Archives 檔案
September 2022
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