Taiwan Banking FAQ 台灣銀行業常見問題

5/13/2020

Typical interior of a Taiwan local bank.

Banking in Taiwan as a foreigner can be a frustrating experience, especially with a language barrier and cultural gaps. Banking still is a major pain even for long time residents. However we have made this guide to help make banking in Taiwan a little easier, more efficient, and more beneficial especially for expats new to Taiwan.

Foreword: The following Q+A is based on personal experience and and is for reference only. this is not an exhaustive analysis of Taiwan's banking sector. Each bank has different policies, and the employees in the banks may not even know their own policies for foreigners.

Q: What is the banking environment in Taiwan like?
A: Currently the banking sector is very competitive for a small island of only 24 million people. There are a total of 36 local banks, 32 foreign banks, and 3 Mainland Chinese banks.
All of these banks have a three digit code to differentiate them.

Q: What currency does Taiwan use?
A: Taiwan uses the New Taiwan Dollar (NT, NTD, or TWD). For more information about this currency, check out our very detailed blog here.

Q: Do I need a bank account to work in Taiwan?
A: Technically your employer can pay you in cash, but most employers will require you to open an account at a certain bank to receive salary. This means that an expat can open quite a few bank accounts if he/she switches jobs a lot.

Q: Can foreigners open bank accounts in Taiwan?
A: Yes. However it is a tedious process especially if you are a USA or EU citizen because of extra paperwork. Also some bank tellers do not speak very good English so you may have a rough time opening an account. If you don't speak Chinese, it may be a good idea to bring a Taiwanese friend with you to help with communication.

Q: What do I need to open an account? How do I open a bank account in Taiwan?
A: Typically as a foreigner in Taiwan you need to have the following:

An ARC (or employment gold card).
A stamp/seal/chop (印章 Yìnzhāng) with your name on it (you can get one for about 100 NT at any locksmith shop (開鎖店 Kāisuǒ diàn). See the photo below for an example of a locksmith shop in Taiwan. Some banks may let you get away with just using a signature or fingerprint.
Your passport

If you have an employer in Taiwan but no ARC yet, you may be able to open an account by apply for an account by using a Taiwan Uniform ID number, which any foreigner can get at the immigration office. You should check with your bank on their requirement. Every bank has a different policy.

Every locksmith shop (開鎖店 Kāisuǒ diàn) in Taiwan will have the logo above: a key and a stamp with the character 印 (Yìn) in red at the bottom of the stamp.

The front of the shop looks like this. You can make key copies here, make stamps, and they can open any locked doors or replace locks for you. I don't know how much money these people make but these shops are everywhere in Taiwan.

At the end of the day you will want to make a stamp with your name on it for banking purposes. It should be the same name on your ARC. If you have no Chinese name, you can still make a stamp with your English name. But picking a Chinese name and making your own Chinese stamp is much more fun.
You may also need to buy some red ink putty for your chop.

Q: Why does Taiwan use chops/stamps/seals?
A: The reason you need a chop is that it acts the same as your personal signature in Taiwan. Taiwanese (and Chinese) people believe that a chop is harder to forge than a signature. It's also much more convenient than hand writing your signature, trust me.

Q: What is the account opening process like in Taiwan?
A: Typically it means you have to go to the bank in person during working hours (between 9 AM and 3 PM on a weekday) and sign some paperwork. If you are American or European, you may need to sign extra paperwork like a W-2 form or a CRS form. This means you might be there for over an hour signing paperwork, especially if the teller is new or does not speak English.
Once you open an account, the bank will usually give you a passbook and an ATM card. Ask for your ATM card to have Visa debit card function, otherwise it will be pretty much useless except for taking out cash from ATMs.

Q: What is a passbook? Why does Taiwan use passbooks?
A: A passbook is a paper book that keeps a record of all your transactions in your bank account. In the olden days before online banking, this was high tech stuff and made bank accounts easier to use in Taiwan. However nowadays with online banking they are quite obsolete. Many people in Taiwan especially elderly people still use them religiously. When you need to make a change to your account, typically you need to bring your passbook and chop/seal/stamp with your name on it. The front of your passbook will have your account information on it, and many people will ask for a copy of the front of your passbook in order for you to pay them.

Example of a Taiwan passbook and ATM card.

Q: Which banks have English online banking in Taiwan?
A: Most local banks have an English online banking interface, however some are better looking than others. You may want to Google a few banks to see which ones have the best English Website. The best banking interface I have used is from CTBC bank.
Even less banks have a online banking APP in English. At the time of writing I only know if CTBC bank, but you can search the APP store to see if the bank you want to use has an English APP.

Q: When are banks open in Taiwan?
A: Most all banks are only open Monday to Friday from 9 AM to 3:30 PM.
The only bank I know of that is open on Saturdays is the Chunghwa Post Office Bank, which is open on Saturday mornings.

Q: What is banking in Taiwan like compared to the USA?
A: I will list of pros and cons of banking in Taiwan as follows:
Pros:

Banking fees are minimal (about 5-15 NT per transaction locally for small amounts)
There are lots of banks all over the island
Taiwan banks do a lot of promotional activities to compete with each other, such as coupons for online shopping, restaurants, etc.

Cons:

Opening a bank account takes a really long time as a foreigner
In Taiwan they use passbooks and most things are still done by paper and pencil
Changing your account or adding extra features also takes a really long time at the bank
English capability is limited at banks

Q: What are banking fees like in Taiwan?
A: Transacting small amounts (below 2 million NT) is usually between 5 and 30 NT (15 cents to 1 USD). Local wire transfers below 500 NT should be free.
If you receive your salary from a certain account, that account may have a special promotion of 10 or so free local transactions from your account.

Q: Can I wire money overseas from Taiwan? Does Taiwan have foreign exchange controls?
A: You can wire money freely overseas from Taiwan. Unlike China, Taiwan has no foreign exchange controls (but you will have to pay some banking fees).

Q: How much does it cost to remit money to my overseas account?
A: In my experience it cost about $40 ($20 fee from Taiwan and $20 fee from the US) to transfer less than 10,000 USD from a Taiwan bank. For more information on the exact fees, check out this table here.

Q: What is the best way to avoid banking fees for wiring money internationally to and from Taiwan?
A: Consider using a money institution such as Western Union or Paypal. Some international banks such as HSBC and Citibank many not charge at all for international transfers, but may have other requirements such as a large minimal deposit etc.

Q: How to I pay myself from my Paypal account into a Taiwan bank account?
A: Currently the only bank that works with Paypal to pay into your Taiwan bank account is E. Sun Bank. You will have to open an account with E. Sun Bank to access your Paypal funds in Taiwan.

Q: Can foreigners apply for credit cards in Taiwan?
A: Yes. I have two credit cards. Every bank in Taiwan has a different policy when it comes to credit cards. The first time I asked, a teller told me that foreigners are not allowed to have credit cards. This is simply not trues.

Q: What benefits do Taiwan credit cards have?
A: Because the banking industry is competitive in Taiwan, there are hundreds of credit cards out there with various benefits. You should get a credit card! Here is why:

Cash back rebates: most cards in Taiwan offer 1-3% cash back on every transaction depending on the card. This is money in your pocket if you can meet the monthly payments. This also means you can use your Taiwan credit card to buy stuff from your home country and get cash back that makes up for forex fees, meaning you do not have to waste your home currency. Do not buy things that you cannot afford, because the interest on credit card payments is really ridiculously high.
You can build credit with your bank (if you are thinking of taking out a loan with them)
Most credit cards in Taiwan automatically have traveler's insurance covered for flights you purchase with the card (you may need to let the credit card company know in advance)
Most credit cards offer gifts if you spend over a certain amount. For instance I got a free waffle maker and duffle bag.
Many cards offer free roadside assistance/tow truck if your car breaks down.
Many cards offer free airport parking or discounted taxi trips to the airport. This alone has saved me tons of time and money.

Q: How do I apply for a credit card in Taiwan?
A: Basically there are three ways I have heard to get a credit card in Taiwan:

Through a financial background check. The bank issuing the card will have you sign a form that allows them to check your annually salary with the tax office. This is the easiest way to get a credit card. Stores like Costco and Carrefour will offer these kinds of cards that are easy to get.
Through a tax guarantor. This means that another Taiwanese person will act as your tax/legal guarantor, so if you do not make payments in time they will be responsible. Usually this would be your spouse or family member. Some banks like Shanghai Bank will require this.
Through guarantee deposit. Basically you would deposit the amount of the credit card limit into the bank, which the bank would use as collateral if you do not make payments. Some banks may require this if you do not have a tax guarantor.

If you are an American or European, expect to also sign a W-2 or other CRS form as part of applying for a credit card.

Q: How do I pay my credit card bill in Taiwan?
A: You can pay your credit card bills usually through bank account direct deposit/wire transfer or you can pay the bills at any convenient store.

Q: Are there credit scores in Taiwan?
A: No. To check your credit score, most banks will look at your past monthly salary amounts or will have you sign a form that allows them to check your annually salary with the tax office.

Q: Can foreigners get loans or mortgages in Taiwan?
A: Yes, foreigners can buy houses and property and also get loans and mortgages from local banks in Taiwan. The banks will first check your money making ability and check if you owe other outstanding debts. Check with your local bank for their specific requirements.

Q: What is the normal annual interest rate for mortgages in Taiwan?
A: The average annual interest rate for mortgages in Taiwan is between 1.5 and 1.7%.

Q: What is the average down payment on a house in Taiwan?
A: The average down payment is about 25%-30% of the housing price. This is part of why interest rates are so low.

Q: Do Taiwanese people use checks?
A: Checks are almost never used in Taiwan. This is because there is a belief that if someone else gets hold of it they can cash the check themselves (apparently it doesn't matter if the check is addressed to someone else?).

Q: How do most Taiwanese people transfer money?
A: When sending money to a friend or retailer, local bank wire transfer is probably the most popular, especially with local hostels and some online retailers. In addition, some elderly people in Taiwan still transfer money using a post office money order or even sending cash through the mail. There is no equivalent to "venmo" in Taiwan that does not have large service fees.

Q: Can I invest in mutual funds or stocks in Taiwan as a foreigner?
A: Technically yes, but you may need a tax guarantor. Some banks do not allow this at all. Check with your bank for their policy.

Q: Can I open a shared Taiwan bank account with my spouse?
A: Technically yes but this is quite uncommon in Taiwan. Most accounts are personal account. This may mean that you need permission from your spouse for every transaction. Check with your bank on their policy.

Q: Can I open a Taiwan bank account for my child?
A: Yes, however this means you will need your spouses' permission in writing, along with two forms of identification for both of you. Making changes to the account will require the same thing.

Q: How do I make changes to my Taiwan bank account?
A: Usually this means going in person to the bank during working hours and waiting in line. You will need your passbook, personal chop, and ARC to make changes. It also may take a long time especially if the teller cannot speak good English or if you require a special service.

Q: Is bitcoin and other cryptocurrency used in Taiwan?
A: Bitcoin and other cryptocurrency are not popular in Taiwan because they are treated as a product and subject to 5% VAT per transaction.

Q: Is Apple Pay, Google Pay, Samsung Pay, Line Pay, Wechat Pay, Alipay, etc. accepted in Taiwan?
A: Yes, these are popular payment forms especially in convenience stores, chain stores, and shopping centers.

Q: What form of payment is normally accepted in Taiwan?
A: In Taiwan, paper bills are king. This is the only kind of payment accepted at night markets and vegetable markets. However more and more stores and restaurants accept credit cards and electronic forms of payment, such as Easy Card and Apple Pay etc.

Q: What is it like to open a company bank account in Taiwan?
A: You will need to open a bank account to register a company in Taiwan. This means first registering a "preparatory account" to receive the starting capital amount. After you receive the starting capital, you can complete registration and the preparatory account will be converted into a normal account.
To open an account, as a foreigner you will also need to receive Foreign Investment Approval as explained below.
Also, to comply with anti-money laundering regulations, most all local banks require you come in person to open a company account.
Check with the bank, every bank has a slightly different policy.

Q: What foreign investment controls are there in Taiwan?
A: Generally there are no foreign investment controls in Taiwan. But the government still must perform a check to see if you have any mainland Chinese investors that own over 25% of the company, in which case there will be much more paperwork and time involved in the company registering process.
Also, to comply with anti-money laundering regulations, you must disclose the register of shareholders for your company. If any shareholder owns 25% or more of the company, they must provide their passport copy to cross check if they are on an international black list.
Also, it is also much harder to invest from "high risk" countries such as from the Middle East, Africa, and countries with a history of terrorism or fraud. People and companies from these countries are subject to further requirements.

Q: Why are Taiwanese banks so inefficient?
A: In short there is over-regulation too much manual labor involved in the system.
Most people use paper passbooks. Most all forms are signed with paper. The banks close at 3 PM so that the banking employees can enter in and finalize the transactions for that day. Many transactions are required for you to come to the bank in person. Compared to America, the banking is painfully slow and inefficient.
Also, setting up an account is a slow and tedious process, with lots of red tape and regulatory control. This has been getting increasingly worse with stricter anti-money laundering regulations.

Q: Can you give an example of your experience at the bank?
A: It has taken me an entire month to buy mutual funds for my kids. First I went to the bank to ask how to do it. Then they gave me forms to fill out. I filled them out and brought them back to the bank. They said the forms were filled out wrong. I corrected them and went back to the bank. They said because it was Saturday they could not process the account (post office bank) so I had to go back on a weekday. I went back on a weekday. Later, they said that some documents were still not okay. I went back and fixed the documents again. After that, I waited for the mutual fund account to open. Then I had to go back and transfer money into the accounts.
In the end, simply buying mutual funds took me three weeks and six(!!!) trips to the bank, wasting countless hours of my time. I cannot think of a more inefficient process that I have ever been a part of.

Do have a different insight or experience to share about banking in Taiwan? Good or bad, please share it in the comments below.

Also, be sure to check our more of our Taiwan FAQs here.

187 Comments

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7/12/2020 12:12:20 am

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7/12/2020 04:47:07 am

More inefficient than the United States DMV? That’s hard to believe since inefficiency and being a pita Is basically the policy at the dmv

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5/13/2021 12:50:15 pm

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10/12/2022 08:25:12 pm

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10/12/2022 08:25:37 pm

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7/19/2020 04:03:09 pm

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10/12/2022 08:26:49 pm

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10/18/2020 11:05:02 am

I am a foreign working in Taipei contract job , the job payment has deposit to my account but the Taiwan bank ask to pay tax 5% before I can draw the money from account . Is it true ?

Calvin

10/26/2020 08:58:17 am

Well, I think it supposed to be 6%. But, yes, It is true that you have to pay tax for your salary.

Ocean

10/26/2020 01:53:28 pm

I know have to pay tax but bank need to release my money so I can pay tax. Bank hold my money ask me to clear tax first then release my account.

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10/23/2020 08:31:28 pm

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11/9/2020 07:27:02 pm

What is the limit to remit out of Taiwan in USD

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unica lim reyes

11/17/2020 12:15:04 pm

can i know if how can i open online banking?

Davis

11/27/2020 12:47:21 pm

I have an employer, and an ARC card and of course my US passport. I was turned down at 3 different banks trying to open an account, because my employer does not bank with either of those banks. The bank they use is not in the area. I have to lose money in transfer fees and use my account that is in the US, and there is no branch in all of Taiwan.

F Jordan

1/5/2021 03:52:01 pm

I am disturbed at the casual mention of buying mutual funds in Taiwan. Note that if you are a citizen of the USA (and Britain) that owning a foreign mutual fund not SPECIFICALLY set up for US taxpayers as investors in taxable accounts is going to cause you NO END OF TROUBLE. The reason is that you WILL NOT get the proper tax declaration forms (form 1099) to calculate your US tax return, and then you'll get hit with some really nasty taxes because the IRS treats you as if the foreign investment is a shell corporation set up for the purpose of hiding income and treating it eventually as a capital gain. BEWARE!

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1/12/2021 09:13:49 pm

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2/20/2021 09:43:01 pm

Does someone know why Taiwan Citibank doesn’t allow resident of California opening an account?
Long story short, yesterday I opened a Taiwan Citibank account after a lengthy process. This morning, the young lady who helped me called me in panic because 3 different supervisors of hers reprimanded her for letting me, a California resident, open an account. If I don’t canceled the account, then she would be in big trouble. I rushed to the bank because I don’t want her to lose her job. I asked the supervisor why resident of California is not allowed to open an account in Taiwan. All she baffled me was that it is because of CCPA namely California Consumer Privacy Act in effect since 01/01/2020. But she didn’t have an explanation of how CCPA affect their decision.
Does by chance someone here know why?

stephanie

3/15/2021 04:25:01 pm

hi! may I ask, is there anyone has tried to open a gold deposit or purchase gold from the banks in Taiwan. Which bank is the suggested one for doing this and is there any special regulation to open this account?
thank you.

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3/18/2021 05:58:08 pm

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Daihong

6/14/2021 10:21:23 pm

Where can I find a bank to allow a personal loan for foreigners?

Chrisdon

7/24/2021 12:13:43 pm

How many days does it take to remit money internationally from Taiwan

jones ben

7/27/2021 11:12:26 am

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7/27/2021 11:14:03 am

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8/22/2021 01:45:07 am

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wizard william link

8/23/2021 04:55:34 pm

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john

9/24/2021 04:38:21 pm

I don't know which bank you spoke with, but every bank I went to clearly told me there is no way a foreigner is gonna get a loan, the only chance is if you give a house worth more than the loan they are giving you as a guarantee. mind this is only required for foreigners. also getting a credit card is so difficult for us. the banking system here is the most racist I've seen as of now. 90% of countries would not discriminate as they do here. I even have a company here with a pretty good cash flow, the yearly cash flow is way bigger than the loan needed to buy the building, they say if only the company owner was taiwanese they would very happily loan everything right away, but as the owner if a foreigner (with APRC) they will never give money. way to go taiwan

Jessi Millwood

10/10/2021 01:13:43 am

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11/19/2021 08:29:06 pm

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Shiela Hua link

12/28/2021 05:33:47 pm

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3/31/2022 08:30:29 pm

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Heather Walter

4/16/2022 05:33:25 am

GET RICH WITH BLANK ATM CARD ... Whatsapp: +18033921735

I want to testify about Dark Web blank atm cards which can withdraw money from any atm machines around the world. I was very poor before and have no job. I saw so many testimony about how Dark Web Cyber hackers send them the atm blank card and use it to collect money in any atm machine and become rich.(dwchzone@gmail.com) I email them also and they sent me the blank atm card. I have use it to get 250,000 dollars. withdraw the maximum of 5,000 USD daily. Dark Web is giving out the card just to help the poor. Hack and take money directly from any atm machine vault with the use of atm programmed card which runs in automatic mode.

You can also contact them for the service below

* Western Union/MoneyGram Transfer Hack

* Bank Transfer Hack

* PayPal / Skrill Transfer Hack

* Crypto Mining Hack

* CashApp Transfer Hack

Email: dwchzone@gmail.com

Text & Call or WhatsApp: +18033921735

Visit: https://darkwebcycberhackers.com

Carol krason

4/17/2022 07:26:59 pm

HOW TO GET BLANK ATM CARD AND HACK ATM

MACHINE FOR FREE CASH WITHOUT GETTING

CAUGHT

This is the happiest moment of my life having no longer to worry about paying bills as i have been settled for life. A lot has been said about atm hacking and blank card for cash withdrawal but it all seemed like a myth to me until i eventually lost my job few months back and the world seemed to be moving backwards. I went online in search of jobs and means to an end and there i found comments about blankatmdeliveryxpress and how they deliver this card in less than 3days with no risk involved and a far much lesser price compared to what the card itself can give you, i then made contact and purchase one from them with almost my last dollars I took the risk and in exactly 3days later my card and a manual was delivered to my home address here in California and that same evening i used the card and was able to take out $5,500 and that's my daily withdrawal limit, meaning everyday i pull out $5,500 daily from the ATM machine without being caught or trace been just 3 weeks and my life has taken a new shape. I simply want to say thank you to this electronic company and help spread their fame abroad. If you ever you are in need of this card contact them via email blankatmdeliveryxpress@gmail.com
Don't mail them if you not really ready for this card is gonna cost you money to buy the card note that,they offer card to firms, orphans,individual and business personnel's, mail them immediately for one.

steve

4/21/2022 08:14:17 am

I've been reluctant in purchasing this blank atm card I heard about online because everything seems too good to be true, but I was convinced & shocked when my friend at my place of work got the card from official hacks & we both confirmed it really works, without delay I gave it a go. Ever since then I've been withdrawing $5000 daily from the card & the money has been in my own account. So glad I gave it a try at last and this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card from Dark Web then, Email: officialhacks1234@gmail.com OR What'sApp: + 1 331 278 5948

You can also contact them for the service below

* Western Union Transfer Hack

* Bank Transfer Hack

* PayPal / Skrill Transfer Hack

* Crypto/ Bitcoin Mining Hack

* CashApp Transfer Hack

Email: officialhacks1234@gmail.com

What'sApp: + 1 331 278 5948

Dave Allison

7/5/2022 09:56:01 am

How I recouped stolen crypto
currency coins and tokens from
scam hackers on telegram: People
all over the world are hearing about
the fast profits early investors are
making on Bitcoin and other coins
and want to join the party and make
a fast profit. But be sure, where big
money is, there are also companies
that are abusing and taking
advantage of this situation. Such
was my situation, I had a fake
telegram group admin contact me
and gave me a phishing link in which
my 12 recovery phrase was
compromised. These evil persons
gained access to my cryptowallet
and stole all my coins and tokens
worth over $ 230,000. I was in
great despair due to this situation, I
was confused till a group member
on the telegram referred me to
REMOTESPYTECH @ GMAIL. COM .
This recovery agent is really God
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and necessary requirements for my
recovery program, it took them less
than a week to track and recover all
of my tokens and coins back, they
helped me hack the perpetrators
wallet and all of my coins were
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Regards

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4/29/2022 08:32:22 pm

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call or whatsapp+2348059097122
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It's a privilege to share this miraculous testimony to the world. I'm from England. My husband divorced me 4 months back and I have been filled with remorse for I didn't know what to do to amend issues with my husband. I searched for help on the internet on how I could get help in my marriage and I discovered great testimonies about Priest Ade who has been progressive with his spells. I got in touch with him and behold, Priest Ade told me that he will prepare a spell for me that will bring back my husband. I was skeptical but I had no other option but to work with him. 2 days later, my husband called me to say that he's coming back home and from that day till this moment, we have been living peacefully. He is back now with so much love and caring. today i am glad to let you all know that this spell caster has the power to bring lovers back and the most surprising thing is that our love is very strong now,every day is happiness and joy. and There is nothing like being with the man you love. I will highly recommend Priest Ade to anyone one out there who needs help whatsoever.If you have any problem contact i give you 100% guarantee that he will help you!!.

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5/2/2022 11:36:55 am

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Regards
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Lawrence

5/11/2022 07:43:07 am

Not sure if it was mention in the comments but if not I would like to ask.
I think another big topic comes up is when you open a bank account with US citizen, the bank would ask us to sign a paper to allow banks to sent information to the US government when asked. I think it would be nice to know what happen if we sign it?

Dave Allison

7/5/2022 09:56:30 am

Hanna

5/17/2022 04:41:48 am

Mr Hanna is a very good man and has helped me cleared all my debts as a single parent.

Are you looking for a personal loan ?
Are you looking for a business loan ?
Are you looking for a payday or bad credit loan ?

If you need any kind of loan or financial help you can easily get help from Mr Hanna .

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Even if you have a very low credit score you can get a loan from Mr hanna .

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Thanks.

Carol krason

5/26/2022 02:41:33 am

steven hudson

5/26/2022 07:12:53 pm

Hi Viewers Get your Blank ATM
card that works in all ATM
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Jessica Smith

5/27/2022 04:43:22 am

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Jessica Smith

5/27/2022 05:05:25 am

Colleen Johnson

5/27/2022 11:18:17 pm

HOW I GOT MY BLANK ATM/ CLONE CARDS

After i lost my job because of the pandemic (covid 19) I decided to sort for loan companies here in the United States to pay for school supplies of my kids,but i was advised to get blank atm card instead,that was the first time i heard about such card i thought it was too good to be true because of the good features associated with the card i was scared to loose my money for such a card i read so many testimonies about them online it was so real and realistic i have to give a try the lowest card they offered to me was a card of $400 that withdraws $5,500 daily for a period of 6yrs, they so real and don't scam was very lucky i met them this cards are so real i really recommend this hacker to all of you, you won't regret it especially this period pls make sure you don't try others online to avoid being scam just contact the real dealer's immediately Via email blankatmdeliveryxpress@gmail.com and get yours deliver to you their delivery takes Just 3days.

Steven Hudson

6/15/2022 10:27:45 am

TESTIMONY ABOUT OFFICIALONLINEHACKERS SERVICES.

I want to testify about OFFICIAL ONLINE HACKERS how I got my hack from them after I lost my job I was able to get a blank atm card worth 50,000$ which can be used to withdraw money from any atm card around the world and use to pay bills and pos services anywhere. I was so happy I came across them . They also give out services such as,
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BITCOIN RECOVERY.
BITCOIN INVESTMENT.
WESTERN UNION HACK.
BANK TRANSFER HACK .
BLANK ATM CARD (CLONE CARD).
MONEYGRAM HACK.

Kindly contact them for any of this service because they are they best hackers I have worked with after 2years of partnership thanks so much OFFICIAL ONLINE HACKERS you are the best and I will continue to share this testimony around the word to contact them kindly visit

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Isabella Ethan,

6/16/2022 10:02:08 am

i Get my ATM your Card from Digital Card Hacker's Can't just appreciate ☝☝you enough,, digital Card Hacker has been a good help to me and I am doing great right now i order ATM Card of $50,000 which where deliver to me in my country with the password, i use the ATM CARD withdraw it's work for me like magic You can also contact them for the service below * Western Union/MoneyGram Transfer Hack * Bank Transfer Hack * PayPal / Skrill Transfer Hack * Crypto Mining Hack *** CashApp Transfer Hack Email: digitacardhacker@gmail.com Text & Call or WhatsApp: +1(321)779-7817

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6/17/2022 07:53:22 am

I Got my ATM Card from Digital Card Hacker's Can't just appreciate ☝☝you enough,, digital Card Hacker has been a good help to me and I am doing great right now i order ATM Card of $50,000 which where deliver to me in my country with the password, i use the ATM CARD withdraw it's work for me like magic You can also contact them for the service below * Western Union/MoneyGram Transfer Hack * Bank Transfer Hack * PayPal / Skrill Transfer Hack * Crypto Mining Hack *** CashApp Transfer Hack Email: digitacardhacker@gmail.com Text & Call or WhatsApp: +1(321)779-7817

ATMCARD

6/17/2022 03:59:12 pm

Get $5,500 USD every day, for six months! See how it works. What'sApp :+393511788587, I want to testify about Dark Web blank atm cards which can withdraw money from any atm machines around the world. I was very poor before and have no job. I saw so much testimony about how Dark Web hackers send them the atm blank card and use it to collect money in any atm machine and become rich.
Email : smoothhackers006@gmail.com

Hangout : smoothhackers006@gmail.com
What'sApp : +393511788587

They also sent me the blank atm card. I have used it to get 90,000 dollars. withdraw the maximum of 5,000 USD daily. The Dark Web is giving out cards just to help the poor. Hack and take money directly from any atm machine vault with the use of an atm programmed card which runs in automatic mode.

ATMCARD

6/19/2022 07:55:49 pm

I'm 56 Years old, am happy I got my blank ATM card from DANNY WHITECARDS, My blank ATM card can withdraw $5,500 daily. I got it from Him last week and now I have withdrawn about $35,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it because it is blank just your PIN will be on it, it is not traceable and now I have money for business, shopping and enough money for me and my family to live on. I am really glad I met DANNY WHITE because I had tried five hackers before him but they could not help me. DANNY sent the card through DHL and I got it in two days. Get your own card from him right now, he is giving it out for a small fee to help people even if it is illegal but it helps a lot and no one ever gets caught or traced. Iâ€™m happy and grateful to YOU Danny because he has changed my story. His card works in all countries. That is the good news about him, His email is smoothhackers006@gmail.com or WhatsApp Whatsap +393511788587

ALBERT MIKE

6/20/2022 04:30:58 am

Hello viewer am Albert mike from Kenya 30 years old am here to share my testimony on how i joined the brotherhood of illuminati.. four months back when i wanted to join the brotherhood i was scammed by fake agents and people pretending to be Grand Master use the website.. until i met a friend MR BERRY WARD who gave me the genuine procedures i followed and made me a member of the great brotherhood of illuminati. today i am living a good life and i have enough money to do all i ever wanted .if u are interested and u need the help of my Initiator Berry.send email-grandmasterilluminati29@gmail.com or Whats’App MR Berry ward +39 351 232 2984 thanks Berry, am living the dream i will forever be grateful

Mr David

6/20/2022 07:41:49 pm

Hello world! I am Cindy I live in Chicago USA I am very excited today and do not know where to start my testimony from. I was a poor woman with 3 kids and find it difficult to pay my bills and feed my kids. My husband left me and the kids for another woman and ever since then we were living in pain and hunger but just few days ago i came across a testimony of a man who got a Blank ATM Card from email; Atmcardcashmachine@gmail.com or contact +1 (318) 935-0420. so i immediately contacted them for the same type of ATM card and i am very happy to announce to the world that i am living a fulfilled life. This Blank ATM Card can withdraw total amount of $10,000 dollars daily, There is no risk of being caught, because the card has been programmed in such a way that it's not traceable, it also has a technique that makes it impossible for the CCTV to detect you. I have been able to buy a house and start my own business with this Blank ATM Card. I recommend them for wire transfers like Cashapp, PayPal ,western union, MoneyGram and blank atm cards email; Atmcardcashmachine@gmail.com.

Bernice Nelson

7/2/2022 06:14:53 am

I am so happy, I'm a living testimony. I got my blank ATM card last week
from william scot hackers. At first when I applied I was in doubt, I asked my friend if she knows anything about the blank card she said no and that I should be very careful because of scammers.
Then I decided to give it a trial to my surprise the card was delivered, I went testing it on the ATM machine I was shocked when I use it to withdraw $3000 and now I have withdraw $20000 in total.
The card is real, I'm so happy thank you William scot hackers.
If interested you can email Williamscothackers@gmail.com
WhatsApp on +1(347) 593-8976

Dave Allison

7/5/2022 09:58:00 am

Louis Anderson

7/8/2022 11:44:53 am

WANT TO GET $3,000 DAILY FOR ONE YEAR? HERE'S HOW:
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Steven Hudson

7/9/2022 06:52:13 pm

Elizabeth Addison

7/12/2022 06:27:38 am

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7/13/2022 04:58:19 pm

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7/20/2022 02:43:35 am

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7/25/2022 09:10:09 am

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8/3/2022 05:29:05 am

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8/5/2022 04:44:50 pm

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8/11/2022 05:20:14 pm

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8/22/2022 10:15:46 pm

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8/22/2022 11:18:31 pm

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8/24/2022 08:38:46 am

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Akoc Deng

8/31/2022 06:48:20 am

Stacey Irving

8/31/2022 06:51:09 am

So I found myself in a ugly situation last Month. My account actually got hacked and I tried several methods I found online to retrieve back , but all turns out to prove to be a dead end. They were all just a waste of time and energy. I was so devastated. Fortunately enough I came across a thread online with some great reviews about a tech guy, everyone said he was able to get into the accounts they needed without difficulty. I am a very skeptical person so I was feeling kinda reluctant about it at first, but i had no other option and having realized I already lost everything I decided to just give it a try, after all, I've got nothing else to lose. I did contact him and behold he was able to deliver the service I paid for , he got into the account on that same very faithful day without any hassle. It was such an astounding experience. you can contact him for any kind of recovery via email: wizardjames8@gmail.com or WhatsApp number: +1 (863) 254-2842

David Chavos

9/2/2022 05:46:24 am

I know of a very reliable hacker that can help you with any type of hacking service. My spouse was so smart in hiding her infidelity so I had no proof for months. I was referred to this ethical hacker and decided to try him. The results was incredible because all my cheating wife's text messages, emails, Facebook messages and also phone conversations was wired directly to my cellphone. You can contact wizardjames8@gmail.com
WhatsApp number: +1 (863) 254-2842 for any spy or hacking services.

Lucy Cornfield

9/4/2022 12:48:36 am

Good day to you all. I know and can recommend a very efficient and trustworthy hacker. I got his email address on a review i read online, he is a very reliable and he has helped me a couple of times, even helped clear some discrepancies in my account at a very affordable price. He offers a top notch service and I am really glad I contacted him. He’s the right person you need to talk to if you want to retrieve your deleted/old texts, call logs, emails, photos and also hack any of your spouse’s social network account or WhatsApp, Recovers stolen funds from fraudsters as well. He offers a legit and wide range of hacking services. His charges are affordable and reliable, This is my way of showing appreciation for a job well done. contact him for help via address Email : wizardjames8@gmail.com
WhatsApp number: +1 (863) 254-2842

Stefano Manucci

9/4/2022 07:01:27 pm

Came across this hacker named Harry after I lost almost all my savings to fake brokers online , at first I thought it was all gone but harry gave me hope again after reaching out to him for help , he helped me to trace the deposit made to the fake brokers and was able to recover all the deposits that I have made with them so far since they didn’t want to pay off my profits earned , at the point when I received back my investment I was dumbfounded and thankful to him at the same time , if you ever find yourself in a situation whereby you lost your savings just like I did quickly contact KNIGHTHOODBOT@GMAIL.COM for help and I assure you he’d definitely see you through . Telegram : Knighthoodbot09

Victor Brown

9/5/2022 05:36:50 am

Hello, I needed a fast respond. I read about Wizard James online and saw so many reviews I saw online, I actually saw a testimony like this about him and I decided to try him out. His approach alone showed seriousness and professionalism. This hacker is a genius and comes highly recommended by a lot of people. Now I am free and highly happy because Wizard James helped me spy on my partner remotely. I came here to testify to what he did for me and i will forever be grateful to him and the least I could do is refer him to you all. I hope I’ve been able to help someone out this way. To get in contact with him. His email address is: wizardjames8@yahoo.com, wizardjames8@gmail.com and his WhatsApp number: +1 (863) 254-2842 thank me later.

Jassi

9/6/2022 07:55:25 am

💔💔😭😭My heart was crushed in early February this year 2022 and my marriage and Love life was completely muddled and broken down. I was so heart broken and i needed to put an end to the imbroglio that has affected my marriage for the past nine months because i and my kids needed my husband to be back home. I knew fully well that I must learn to love myself before anything else and i knew he was meant for me with no doubt, because when we first met till after 14 years of our marriage, he was there for me. After our divorce, without a shadow of a doubt I do feel completely off balance and i was living each day with no direction and very little actual presence of myself, I felt like I was on auto pilot and I was wasting day after day all in pains.. And as of February 3rd, he started bringing in all the lies, the other women, etc. I knew I married for bigger reasons so I hope its just the fog of our issues that brought in the uncertainty. I always liked to keep an open mind, because ultimately, I just wanted everything to be ok with the 3 of us (my son, my husband and myself) And Its has not been easy after all the times he's left. I just didn't want to keep falling deeper into the wrong direction. My divorce totally went into default in FEBRUARY. I was totally frustrated and i needed help from an online spell caster which Priest Gift rendered to me completely. Finally I am writing this testimony to offer my thanks and deep gratitude to you priest Gift for keeping to your words and your promises in bringing him back to me in just 24 hours of your powerful spell casting, and for using your gifted and great powers to bring him back today the 2nd of November 2022. Its an Amazing experience i had with Dr Herry His Email: drherry189@gmail.com
you can also call him on his Telephon drherry189@gmail.com

WhatsApp him +2347045451476
On ishttps://www.facebook.com/DrHerry-102339232327182/

Mary

9/9/2022 04:49:28 am

Why waste your time with unprofessional hackers when you can get it fixed with such an authentic hacker? Get a professional who cannot jeopardize your job, Wizard James has helped so many people, I know this becasue I read so many reviews about him before I decided to try me luck with him. Hackers with such talent are rare and should be appreciated. I totally recommend him for any Job. No risk, safe exploit, I have never doubted his services, wizardjames8@yahoo.com is the best there is.

COUPLE OF HACKING SERVICES HE OFFERS-:
Phone Hacking/Cloning, Email Hacking, Social Media account Hacking, Keylogging installations, Deleted Emails, Files & Documents Recovery, Website Hacking, Scam Tracking Money/Bitcoin Recovery, Binary Option Recovery, Cyber Bully….etc.
Feel free to send a mail to Wizard James, if you are in need of any hacking service. You can also contact him through WhatsApp: +1 (863) 254-2842

Wilma Jacob

9/9/2022 11:15:21 pm

I had doubts because I was scared of being defrauded again online, but HACK MAVENS changed my perspective and gave me reasons to own a home. They did a very superb job in fixing my credit. They had my bankruptcy cleared and my score boosted from 525 to 788 excellent score across the three major bureaus. I strongly recommend HACK MAVENS to you reading this. One thing I like so much is that, they were able to achieve it all within 5 days. Don’t hesitate to contact them via; HACKMAVENS (AT) GMAIL DOT COM / +1 (714) 312 – 6740. They are second to none!

Elizabeth Addison link

9/10/2022 06:58:42 am

GET RICH WITH BLANK ATM CARD ... Whatsapp: +18033921735

I want to testify about Dark Web blank atm cards which can withdraw money from any atm machines around the world. I was very poor before and have no job. I saw so many testimony about how Dark Web Cyber hackers send them the atm blank card and use it to collect money in any atm machine and become rich. {DARKWEBONLINEHACKERS@GMAIL.COM} I email them also and they sent me the blank atm card. I have use it to get 500,000 dollars. withdraw the maximum of 5,000 USD daily. Dark Web is giving out the card just to help the poor. Hack and take money directly from any atm machine vault with the use of atm programmed card which runs in automatic mode.

You can also contact them for the service below

* Western Union/MoneyGram Transfer

* Bank Transfer

* PayPal / Skrill Transfer

* Crypto Mining

* CashApp Transfer

* Bitcoin Loans

* Recover Stolen/Missing Crypto/Funds/Assets

Email: darkwebonlinehackers@gmail.com

Text & Call or WhatsApp: +18033921735

Website: https://darkwebonlinehackers.com

Silvia Blackrock

9/12/2022 06:45:42 am

Hi. Please be wise, do not make the same mistake i had made in the past, i was a victim of bitcoin scam, i saw a glamorous review showering praises and marketing an investment firm, I reached out to them on what their contracts are, and I invested $17,000, which i was promised to get my first 15% profit in weeks, when it’s time to get my profits, I got to know the company was bogus, they kept asking me to invest more and i ran out of patience then requested to have my money back, they refused to answer nor refund my funds, not until a friend of mine introduced me to the WIZARD JAMES RECOVERY SERVICES, so I reached out and after tabling my complaints, they were swift to action and within 36 hours I got back my funds with the due profit. I couldn’t contain the joy in me. I urge you guys to reach out to WIZARD JAMES RECOVERY SERVICE on their support email: wizardjames8@yahoo.com and WhatsApp number: +1 (863) 254-2842. They provide excellent services

Leal Jodie

9/12/2022 04:16:26 pm

My testimony, i just want to let the world know that illuminati is real, but there are so many fake illuminati out there, i was a victim of scam and i believe that there is no real illuminati, but i did not give up that was what helped me, in life you must not give up, because if you give up life too will give up on you, you just try all level best to make sure you are a winner not a loser, all i want the world to know today is i am a member of illuminati, do not let the fake illuminati deceive you, it is totally free to join the illuminati you do not need to pay any money to join, the illuminati will provide all the materials you needed for you to join the illuminati, the illuminati is rich so there can never ask you to pay any money to join, my advice for who want to join is to follow the instructions giving to you, when i was totally initiated to the illuminati brotherhood, in my induction day i was given instant amount of $2,000,000.00 to start a new life, every month $50,000.00 ring of protection to protect yourself and your generations and so any other benefits giving to me as a new member of illuminati brotherhood, anyone who is interested to join the illuminati i will have to link you up with the Phone, WhatsApp Number +1(661)666-4507 or email: illuminatichurchofinitiation@gmail.com anyone interested to join can contact to join now it is totally free to join the illuminati.

Jessica

9/19/2022 09:42:51 pm

Hi everyone I want to share my amazing testimony on how Dr Graham blessed my life, I have been playing lottery game for long now and I don’t usually win, I came across a testimony of someone testifying about how Dr Graham prayed for him and gave him a lottery game to play and he won big amount of money, so I also decided to try my luck, I contact him through his website and he assured me that he will help me, he told me it will take him 24 hours to pray for me, so after the 24 hours he gave me some lottery numbers to play and I went to play the game so on that faithful day I went to check the game to my greatest surprise I won a very big amount $20 million that changed my life and my status, I quit working as a sale woman in the supper market and I became a business owner. I want you out there to also contact him for your lucky game. You can reach him via his info below
Email: dr.graham.spelltemple@gmail.com
Whatsapp Number: +13153230824

jane jane

9/20/2022 12:18:41 am

contact ethicalhackers009 AT gmail DOT com, Whatsapp +14106350697 if you need any hacking help or you need a private investigator to spy on your spouse's phone or clear your criminal records(databased),fix your bad credit score etc you just name it when you contact them be rest assured you will get your testimony.

Bolton Fredd

9/20/2022 12:45:43 am

My wife and I will forever remain grateful to william scot for his divine intervention in our lives. My wife and I fled from Burundi to Australia. We got to Australia and life was quite ok but we needed more funds to clear our bills. My wife did some research online to get help and she got credible recommendations of william scot who gives out blank atm cards. We got in touch with william scot and he assured us that he can help us if only we believe in his work. We agreed to proceed with him and we bought one of his blank card just as william scot instructed with the card he gave to us and within 5 days, we withdraw $10000 We want everyone to join us to appreciate william scot. if interested +1+1(347) 593-8976 or email him on williamscothackers@gmail.com

James Pompey

9/20/2022 06:19:28 am

This company is amazing,,, My account was hacked and I had no access at all to anything. As a business with multiple accounts attached to my Facebook account it was a nightmare. James was so patient and kind to me all through. This is not an easy process and I know that without Wizard James Services I would have never recovered my pages. It is so reassuring to know that I am protected from now on. Honestly I can't say enough how thankful that I am that I found this company. You can get in touch with them via: wizardjames8@yahoo.com WhatsApp number: +1 (863) 254-2842

Anne Declay

9/23/2022 03:12:10 am

My account was hacked in late May so it did take a couple of months to retrieve but in the end, it worked out and I regained access a few days ago. James was very responsive when I had questions or updates- that was very appreciated and reassuring. Admittedly, I was skeptical at first when going through this process, especially when I wasn't able to access my account after our first session, but James continued to encourage me and provide reassurance that it will take time and finally I got my account back. I hope I never have to go through my account being hacked again but if I do, I will not hesitate to use this service again. His personal contacts: WhatsApp: +1 (863) 254-2842, wizardjamesrecovery@usa.com, wizardjames8@yahoo.com

ATMCARD

9/23/2022 02:32:01 pm

Crypto Intel

9/26/2022 08:07:50 am

HAVE YOU LOST YOUR MONEY TO FAKE INVESTMENT SCHEMES OR ANY ONLINE SCAM WHATSOEVER?, HAVE YOU BEEN IN SEARCH FOR GENUINE HACKER'S ONLINE?. WELL, YOU HAVE FOUND REDEMPTION IN ASORE CORP.
asorehackcorp@gmail.com

Asore Corp is a Russian based group of multinational Hacker's, an affiliate of Evil Corp. We have mutual interests obliged to fight online scam and scammers in general. In doing this, we make sure by all means necessary that our clients get the best of services on a🔐PAYMENT AFTER JOB IS DONE BASIS🛡️. This means we accept workmanship fee after your job is done.

⚠️ BEWARE OF FRAUDSTARS, they surf the internet leaving fake reviews and testimonies.
If you have been a VICTIM, contact:
✅cryptocoinintel@gmail.com

Services we offer are listed as follows:
⏩Secret Spying,
⏩Social media hack (Facebook, ⏩Instagram, snapchat etc)
⏩Binary option funds recovery
⏩Hacked account resolution
⏩Credit score fix(Equifax, Experian, Transunion)
⏩Crypto currency trading scam.
Waste no further time.
CONTACT:
🤳asorehackcorp@gmail.com

2022 ©️ Asore Corp.
All rights reserved

Elizabeth Addison

9/27/2022 06:49:43 pm

GET RICH WITH BLANK ATM CARD ... Whatsapp: +18033921735

I want to testify about Dark Web blank atm cards which can withdraw money from any atm machines around the world. I was very poor before and have no job. I saw so many testimony about how Dark Web Cyber hackers send them the atm blank card and use it to collect money in any atm machine and become rich.{DARKWEBONLINEHACKERS@GMAIL.COM} I email them also and they sent me the blank atm card. I have use it to get 500,000 dollars. withdraw the maximum of 5,000 USD daily. Dark Web is giving out the card just to help the poor. Hack and take money directly from any atm machine vault with the use of atm programmed card which runs in automatic mode.

You can also contact them for the service below

* Western Union/MoneyGram Transfer

* Bank Transfer

* PayPal / Skrill Transfer

* Crypto Mining

* CashApp Transfer

* Bitcoin Loans

* Recover Stolen/Missing Crypto/Funds/Assets

Email: darkwebonlinehackers@gmail.com

Text & Call or WhatsApp: +18033921735

Website: https://darkwebonlinehackers.com

BEST LOTTERY

9/28/2022 07:24:57 pm

WHAT A MIRACLE...I'M THE MOST HAPPIEST MAN ON EARTH
My prayers have been answered...This is my testimony of how I won $344,600,000 million dollars. I want to use this opportunity to thank Doctor Balbosa for helping me to win the lottery of $344,600,00 million dollars on Mega millions lottery ticket. I have been playing the lottery for the past 6 years now and I have never won. Ever since then I have not been able to win and I was so upset and I needed help to win the lottery. So I decided to go online and search for help, there i saw so many good testimonies about this man called Doctor Balbosa of how he has cast lucky spell lotto for people to win the lottery. I contacted him also and told him I want to win a lottery, he cast a spell for me which I use and I played and won $344,600,000 million dollars. I am so grateful to this great spell caster, feel free to contact him from any part of the world on his Verified WEBSITE:
WEBSITE. https://balbosasolutionhome.com
Email: balbosasolutionhome@gmail.com
WHATSAPP AND CALL: +1 (204) 410-6411

Beatrice Figueroa

10/7/2022 06:49:14 pm

I strongly recommend Andrew Huang Credit Repairer for removing all negative items from my credit report and raise my credit score to 760. I can tell you he’s very efficient and always delivers on time. andrewhuangcreditrepairer@gmail.com or Text him (614) 362-1819

Alvir Hernandes

10/8/2022 12:24:59 am

When my life was falling apart cause of my bad credit i couldn't get a loan and i broke i needed money to start up my own business just as i was about to give up a close friend of who just worked with Brillianthackers800 AT gmail DOT com in catching his cheating wife recommended them to me and they fixed my credit score and also helped get the loan i needed to start up my business, i just bought a new car all thanks to Brillianthackers800 AT gmail DOT com and i'm planing on buying a new house soon. All i can say is Thank you.

Crypto intel

10/8/2022 04:53:21 am

HAVE YOU LOST YOUR MONEY TO FAKE INVESTMENT SCHEMES OR ANY ONLINE SCAM WHATSOEVER?, HAVE YOU BEEN IN SEARCH FOR GENUINE HACKER'S ONLINE?. WELL, YOU HAVE FOUND REDEMPTION IN ASORE CORP.
asorehackcorp@gmail.com

Asore Corp is a Russian based group of multinational hacker's, an affiliate of Evil Corp. We have mutual interests obliged to fight online scam and scammers in general. In doing this, we make sure by all means necessary that our clients get the best of services on a🔐PAYMENT AFTER JOB IS DONE BASIS🛡️. This means we accept workmanship fee after your job is done.

⚠️ BEWARE OF FRAUDSTARS, they surf the internet leaving fake reviews and testimonies.
If you have been a VICTIM, contact:
✅cryptocoinintel@gmail.com

Other services we offer are listed as follows:
⏩Secret Spying,
⏩Social media hack (Facebook, ⏩Instagram, snapchat etc)
⏩Binary option funds recovery
⏩Hacked account resolution
⏩Credit score fix(Equifax, Experian, Transunion)
⏩Crypto currency trading scam.
Waste no further time.
CONTACT:
🤳asorehackcorp@gmail.com

2022 ©️ Asore Corp.
All rights reserved

Stacey Willie

10/10/2022 02:44:35 am

I have been battling with bad credit report after I lost my job; I couldn’t pay my rent and my landlord filed me for an eviction I was confused on what to do so I confided with my sister she gave me the contact of this wonderful hacker (BILLYHOFFMANCYBERGENIUS@GMAIL.COM). After i explained all of my worries to him, is like a dream he wiped out all collections, closed account medical bills and cleared my payment history. I’m now free from debts my score is worth talking about I got a new apartment, all thanks to Billy Hoffman. You can follow him up if you need a perfect credit report. BILLYHOFFMANCYBERGENIUS@GMAIL.COM or text him (724) 241-8469.

Emerson Farah

10/10/2022 04:39:56 am

After downloading some spy app that didn't work at all, I almost gave up on finding out why my spouse stays out late at night and also receives calls at odd hours. My sister recommended a professional hacker so I thought I should give it a try. All to my surprise, I finally got the answers I needed. With my heart filled with joy and gratitude, I say a big thank you to Spyware Cyber. They came through for me as they were able to hack into my spouse's phone where I saw all the conversation, pictures, and lots more. They also helped me increase my credit score and that has been of great help to me. IF YOU ARE IN NEED OF SERVICES LIKE THIS, DO EMAIL: spyware@cybergal.com/ WhatsApp +1 985 283-5616
My regards,
Farah.

Wilma Jacob

10/10/2022 11:12:37 pm

Adams Good

10/12/2022 08:22:34 pm

Matthew Robinson

10/12/2022 10:39:55 pm

I was recommended to PINNACLE CREDIT SPECIALIST by a close friend of my family who happens to be realtor in his professional service. I wish more credit companies out there today could learn how to treat customer and get job done professional which is more concerned with he’s customer than anything else. He’s honest, pleasant and encouraging. My credit score is now at 803 excellent credit score and I applied for a new apartment which has been approved. Big thanks to PINNACLE CREDIT SPECIALIST because they’re my saving Angels. I’m highly recommending him to anyone out there who is in need of their services. Text him via: pinnaclecreditspecialist@gmail.com / Mobile +1 (480) 420 8331.

Mike Morgan

10/20/2022 04:18:29 pm

Do you need a quick long or short term Loan with a relatively low interest rate as low as 3%? We offer business Loan, personal Loan, home Loan, auto Loan, student Loan, debt consolidation Loan etc.. no matter your credit score.
Personal Loans (Secure and Unsecured)
Business Loans (Secure and Unsecured)
Consolidation Loan and many more.

Contact US for more information about Loan offer and we will solve your
financial problem. contact us via email: muthooth.finance@gmail.com
Phone number: +917428831341 (Call/What's app)

Alex

10/21/2022 08:45:09 am

Good day everyone , I have received a blank ATM card from Eng Wesley Mark and with this card I am able to make daily withdrawals and also buy goods .
Everyday I am entitled to $3000 spending from this card and it is valid for 6 months.
If you want this type of ATM card kindly contact:

Email: wesleymarkhackers@gmail.com

whatsapp: +19282727056

Telegram: @wesleymark_hackers

Contact them for various types of hacking on:

-Blank atm cards

-Recover bitcoin wallets

-Recover stolen or lost bitcoin and other hacking services

Novelty Dmv Experts link

10/21/2022 11:45:43 am

Do you know that with Mastercard & Debit you can withdraw cash from any ATM machine !!! , we provide programmed ATM cards that can be used to raise cash in ATMs or push, shops and businesses. We sell these cards to all our customers and interested buyers worldwide, the cards have a daily withdrawal limit of $ 5000 at ATM and up to $ 100,000 spending limit in the stores. Visit our website on noveltydmvexperts.com you can Download the Wickr Me APP and text us on the Wickr ID ..... Octapustickets
We also offer the following services:

CALIFORNIA REAL DRIVER LICENSE
FAKE BANK STATEMENT FOR LOAN
DIPLOMATIC DOCUMENTS PROCESSED
FICO CREDIT INCREASE
BANK STATEMENT SERVICES
BANKNOTES PRODUCTION
BANK TO BANK FLIPS
CRYPTOCURRENCY MINING
QUALITY FAKE DRIVERS LICENSE
REAL ESTATE LICENSE
EXPUNGEMENT SERVICES
BITCOIN INVESTMENTS
REMOVAL OF NAME FROM DEBIT RECORD AND CRIMINAL RECORDING
DMV ID SERVICES
BANK HACKING
ZELLE FLIP
PAYPAL FLIP
UNDETECTED FAKE DRIVING DOCUMENTS
CASHAPP FLIPPS
ALL COUNTRIES DLs, IDs, SSN.
PASSPORT SERVICES
Telegram: Octapusticket

Miss Anita

10/22/2022 10:28:45 am

I am a widow with two kids, i want to share my testimony on how i paid all my debts and own myself a business. I went online then i came across a testimony about a blank card, i decided to give it a trial, all to my surprise it came through. i got the card, each day i withdraw $10,000 and i have withdrawn the total of $80,000. i am so thankful and grateful to Mr Rick hackers whom God used to take me out of debts and poverty i am sharing this because i know so many out there are in need do not doubt, i can guarantee you the best with Mr Rick hackers, if interested email him on rickatmcardoffer@gmail.com whats app number +27783198318.

Gabriel Martinez

10/22/2022 03:36:16 pm

Im happily sharing this. My credit suddenly increased from 420 to 840 within few weeks with the help of Aaron Swartz. I was shocked and surprise. He got rid of all negatives collections on my report, made payments on my credit cards. He’s the best I can refer to you all. AARONSWARTZCYBERSERVICES@GMAIL.COM

Jane Shrader

10/25/2022 06:13:10 pm

Have you noticed that most credit repair agencies give promises they never intend to keep? However, in the quest to fix my credit, I came across a lot of good comments about HACK MAVENS CREDIT SPECIALIST on WALLETHUB and I decided to give it a trial. I never believed he would have my derogatory mark removed and increase my score from 437 to 798 across the three major bureaus within few days. He also helped me apply for a mortgage loan with a low interest rate. I strongly recommend you hire him.
Call/Text/WhatsApp: +1 (209) 417 – 1957
Email: H A C K M A V E N S 5 (AT) GMAIL DOT COM

Donald Barbara

10/26/2022 09:41:35 am

My special greetings to everyone under this platform, I'm Miss Donald Barbara from North Carolina, a single mom of 3 boys and 1 pretty damsel, a total number of four kids. I have learned a great lesson that can't be forgotten and this all happened as a result of trusting someone on a dating site, I taught that since I never had terrible intentions against anyone so no one will have lousy intentions towards me, I was in a secret relationship affair with someone after one year and six months of my divorce and he seems to be very caring, we both planned our lives together, he was serving in Afghanistan under United Nation, I felt so proud about him, he introduces me into a trading broker platform which I invested and ended up losing my funds and he disappeared, I realized that I have been scammed so I was so lucky to be referred to progilbertwizardservice (@) gmail (.) com who is also reachable on What /sApp (+1)/ 541- (240) 9985 . Gilbert is a pro, he helped me recover back the sum of $67,350 which was scammed from me, it wasn't easy for me to get him hired, I ran into several fake recovery agents before I was able to reach out to Pro_Gilbert, I am very glad and happy to know Pro_Gilbert, he saved me from shame.

Amelia Robert

10/27/2022 12:29:42 pm

Hi guys, if you have been a victim of any binary/ cryptocurrency scam, contact dcil@pauldavls.com or WhatsApp: +1701-404-1559 they're highly recommendable and efficient I just got my initially lost 3btc refunded. For his job well done this is my own way to show appreciation.

Wen

10/30/2022 01:53:09 am

I am hoping to get some answers before I take the plunge to retire in Taiwan. I am currently on Social Security and depositing it into an US bank monthly. Is it possible for me to withdraw this fund as living expenses while living in Taiwan? If so, any particular bank I should use to minimize transaction fees, foreign fees, etc?

Thank you so much for your input. Any assistance is greatly appreciated,
Best,

kim

11/6/2022 12:47:42 am

Announcement.
Don't give up without a fight, even if you've lost money. I always thought it couldn't be done, but I kept trying even after I'd lost a lot of money since I couldn't afford to lose it all. I really don't want to go into detail, but if you're going through this and you've been duped of hard-earned money you can get your money back because I did. BLU is a LEGIT-HACK**
:bluhack@solution4u .com"

Your referral name is kim sydney

Sarah Moose

11/7/2022 09:20:31 pm

I come here with good news about a solution to your hacking problems and it comes with ease you just need to follow instructions given to you cause they work as a cooperation and they are kin on following instructions given to them, working with them was one of the great experiences i had in my life they made me understand the meaning of a 100% job .Hackingssolution AT gmail DOT com They can help with your bad credit score,recover stolen funds,spy on your cheating spouse and give you access to they phone directly from a link they will send to your phone,they can change your bad school grades, clear criminal records on database etc you just name it they will deliver.

cecilia adams

11/8/2022 06:24:39 am

I am so happy, I'm a living testimony. I got my blank ATM card last week
from William scot hackers. At first when I applied I was in doubt, I asked
my friend if she knows anything about the blank card she said no and that I
should be very careful because of scammers.
Then I decided to give it a trial to my surprise the card was delivered, I
went testing it on the ATM machine I was shocked when I use it to withdraw
$3000 and now I have withdraw $20000 in total.
The card is real, I'm so happy thank you William scot hackers.
If interested you can email Williamscothackers@gmail.com
WhatsApp on +1(347) 593-8976

Ricardo Limanni

11/9/2022 04:58:43 am

Let me introduce myself I'm Gisela Ursula from Berlin A friend of mine recommended Ricardo Limanni to me when I had issues with my Investment. I invested with a broker trade site where I ended up paying more just to withdraw my profit which I paid capital for.
After being convinced of paying 7 times the fee I noticed it is all fraud and these scammers never give up until one has to stop by itself. I lose €305,391.04 Euro to this bitcoin trade broker's scam after I noticed I was being used and scammed I asked for help from a friend called Günter Karl she referred me to Ricardo Limanni and I wrote to ricardolimanni3@gmail.com and then explained everything to them, they responded fast and I decided to work with them, in less than 72 hours I received my lost funds. All thanks to Ricardo Limanni who gave me back my life again. Email ricardolimanni3@gmail.com

Stefan

11/9/2022 04:46:38 pm

I had some crypto on a Bitcoin wallet that I thought was lost for good. I'd sent my laptop to a variety of top data recovery firms, but with no luck. After seeing a positive comment about Wizard James on "Morning Brew", I decided to try to recover my wallet one last time.
Wizard James was very responsive to emails, and recovered my wallet in just a few days. I was nervous about providing my wallet seed and passphrase, but there really was no need to be uneasy. Wizard James acted honorably and in accordance with our agreement.
I would highly recommend using Wizard James services, even if you have nearly given up hope of recovering your wallet. wizardjamesrecovery@usa.com WhatsApp: +1 (863) 254-2842

Jaroslaw

11/10/2022 07:09:40 am

You rescued me and freed me of all debt thanks to your hands-on approach to help me retrieve my bitcoin. Months of sleepless nights and anguish but with @Mark wizard, solutions4u saved me from all the trouble of going through unregistered brokers and sites. I can attest in 2months I accessed my funds fully and recovered totally everything I had lost. You can never go wrong with Mark Wizard. contact them and see the magic they can do.

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Official

11/10/2022 09:36:03 pm

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Randy link

11/10/2022 10:28:54 pm

Spent the last couple of weeks working with the best known recovery hacker to recover my $98k USDT lost in a Ponzi scheme , I was so ashamed after loosing such amount , I thought Mr Frank who introduced me to the company was telling me the truth all this time but little did I know that he was working with the said investment company and was just trying to lure me into investing a huge amount with the company which I ended up doing and that was the last time I heard from Mr Frank , my portfolio was showing that I have 98,000 available balance in my trading account but I can’t withdraw without paying 20% of my whole profit which is 19,600 and that was when I had to involve the recovery hacker to help out since they have held my funds for weeks and refuse to release to my wallet .. I am glad he was able to get my initial deposited funds back .. Contact him asap if you ever find yourself in same situation : Whatsapp +1 928 534 9618 Or you can also text directly on +1 513 599 0926
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11/11/2022 04:37:11 am

Have you noticed that most credit repair agencies give promises they never intend to keep? However, in the quest to fix my credit, I came across a lot of good comments about HACK MAVENS CREDIT SPECIALIST on WALLETHUB and I decided to give it a trial. I never believed he would have my derogatory mark removed and increase my score from 437 to 798 across the three major bureaus within few days. He also helped me apply for a m o r t g a g e loan with a low interest rate. I strongly recommend you hire him.
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Mike Richard

11/11/2022 08:23:04 am

Some months ago, I applied for an auto loan from my bank but was not approved due to my low credit score. I needed a higher score before they could approve my loan. I became confused and depressed because I couldn't get what I wanted in life. I started doing some research on how to increase my credit score, before I remembered grandpa once told me a hacker helped him increase his credit score. I decided to go back to him and ask him the name of the hacker which he told me it's PINNACLE CREDIT SPECIALIST. I didn't just give them a text immediately because I needed to be sure of who I'm gonna work with so I also searched about them on google which I got excellent reviews from their previous customers. i gave them a text via: pinnaclecreditspecialist@gmail.com also called on +1 (480) 420 8331. to be sincere i don't just know how to express my gladness over here. My credit score has increased, and my credit card which I've been looking for a way to remove for so long has finally been marked as paid on time. The hard inquiries and negative items on my credit report are no longer there. My greatest happiness now is that I now have a car. I mean I'm now a car owner. BIG THANKS TO PINNACLE. I'm very grateful for their services. I hope you guys can see the gladness in my heart.

Jennifer Aniston

11/11/2022 05:52:29 pm

INSTEAD OF GETTING A LOAN,, I GOT SOMETHING NEW
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Jaroslaw

11/11/2022 09:05:34 pm

Sarah

11/12/2022 08:06:59 am

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Neil Trotter

11/14/2022 06:52:42 am

This is magnificent!! I still can’t imagine how Dr Amber made me a lottery winner within 2 weeks. No one could have ever made me believe that there is a solution that really work when it comes to winning the lottery. When I contacted Dr Amber to help me prepare a spell to make me win the lottery, he made me understand what was needed to be carried out to enable me become a lottery winner and I hid to every details he gave to me and today I am glad to let you all know that Dr Amber has the powers of making you a lottery winner because my life turned around from been a car mechanic to a multi millionaire after winning the sum of 108 million Pounds with the numbers he gave to me. To anyone who is reading this article and needs help to win the lottery can get in touch with Dr Amber and he also offers help like Reuniting of marriage and relationship, Court Cases, Pregnancy help, Spiritual protection and lot’s more. You can contact him via: amberlottotemple@yahoo.com or WA +12096910783 or dial +13183065044

Liam

11/14/2022 04:35:30 pm

I reached out to Wizard James Services as a last ditch effort after accidentally locking $76,300 of BTC in an old Electrum wallet that I had long since lost the password for. I tried my best to provide possible password variations, but really had no idea what it could have been. He was able to retrieve my password in less than 24 hours! Furthermore, the password ended up being completely different than the options I provided - I am completely blown away!
Wizard James Services are fast, trustworthy and truly amazing! You can contact him via: wizardjamesrecovery@usa.com WhatsApp: +1 (863) 254-2842

Guadalupe

11/15/2022 04:20:39 pm

I know and can recommend a very efficient and trustworthy hacker. I got his email address on Quora , he is a very nice and he has helped me a couple of times even helped clear some discrepancies in my account at a very affordable price. he offers a top notch service and I am really glad I contacted him. He's the right person you need to talk to if you want to retrieve your deleted/old texts,call logs,emails,photos and also hack any of your spouse’s social network account facebook,instagram,telegram, tiktok,messenger chat,snapchat and whatsapp, He offers a legit and wide range of hacking services. His charges are affordable and reliable, This is my way of showing appreciation for a job well done. contact him for help via address below..
Email : spyhackelite @gmail com

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11/15/2022 10:59:33 pm

I Want To Testify About Dark Web Blank ATM Cards. What'sApp Contact : +393512615163 (The Official Automatic Teller Machine) They Sell Automatic Blank ATM Cards That You Can Use To Withdraw Money At Any ATM Machine Around The World Wide. Order Your Blank ATM Card Now With The Official Automatic Teller Machine. I Saw So Much Testimony On The Internet About How Dark Web Hackers Produce An Automatic Blank ATM Cards And Sell Them To Different People Around The WorldWide. Order Your Blank ATM Card Now.

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I Also Contacted The Dark Web Blank ATM Cards Company. (The Official Automatic Teller Machine) I Also Order An Automatic Blank ATM Card. They Ask For Payment And I Sent $2,800USD To The Dark Web Blank ATM Cards Company Through Bitcoin. They Also Sent Me The Automatic Blank ATM Card. I Have Used It To Get $90,000 USD. I Order The Blank ATM Card That Has The Limit Withdraw Of $20,000 Daily. The Dark Web Is Selling Out An Automatic Blank ATM Cards To Every Interested Buyers All Over The World Wide.

akylia7

11/16/2022 09:36:40 am

If you are in love with someone and he/she doesn’t reciprocate the gesture, frustrated because of a Break-up then you can use Dr. Guruji white magic to attract that lover into your life. Dr. Guruji brought back my husband; he reunited broken marriages and helped solve broken homes. Life is too short to be unhappy. Think about that. You deserve utmost happiness and love. Note: this is totally harmless and has no side effects Doc email drgurujikasim@yahoo.com

MICHAEL CALCE WIZARD

11/17/2022 03:24:07 am

MICHAEL CALCE WIZARD SOFTWARE HACKING GROUP ★ ★

THE SPECIAL SERVICES WE OFFER ARE:

* RECOVERY OF LOST FUND ON ANY CRYPTO WALLET (ATOMIC WALLET, TRUST WALLET, META MASK WALLET, EXODUS WALLET, COIN BASE, BLOCKCHAIN, BINANCE, ETC)

* RECOVERY OF LOST FUNDS ON BINARY OPTIONS * Credit Cards Loading ( USA Only ) * BANK Account Loading (USA Banks Only) * MOBILE SPY * MOBILE MESSAGE HACK ( SNAPCHAT, INSTAGRAM, SMS, VOICEMAIL CALL RETRIEVE, SPY ANY CHAT APP, CLONING A MOBILE AND HAVE ACCESS TO SMS AND READ IT ANYTIME )

* TRACK YOUR PARTNER AND GET THEIR LOCATION WITHOUT THEM KNOWING

* WE HAVE THE BEST TECHNICAL HACKING STRATEGIES WHICH SURPASSES ALL OTHER HACKERS

★ You can also contact us for other Cyber Attacks And Hijackings, we do All Hacking Services

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MICHAEL CALCE WIZARD

Syed

11/18/2022 06:13:27 am

Get a Blank ATM CARD And Cash Good Money/Funds Pay Your Debt directly today in any ATM machine around you anywhere in the world. It's 100% guaranteed secure with no worries of being caught because the blank card it's already programmed and loaded with good funds in it depending on your card you purchase, in such a way that it is not traceable, which also have a technique that makes it impossible for the CCTV to detect you, i am not a stupid man that i will come out to the public and start saying what someone have not done. For more info contact Engr. Michael and also on how you are going to get your Card, Order yours today via Email: ( micharelatmhacker@gmail.com )

Marsh

11/19/2022 07:45:26 am

Bitcoin Scams are becoming more sophisticated and many people fall victim to them. This can be very upsetting, but don’t feel ashamed. If you've been a victim of a bitcoin scam or any cryptocurrency scam, it’s important to report it and get the help you need. Wizard solution recovery is an Agency set to help people recover their stolen funds from scammers. If you have ever been a victim of a scam and you wish to recover your money please contact Wizard web recovery. They helped me recover my funds which were stolen from me while I was trying to invest in BTC. They are very reliable and can deliver good work.

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Thank you

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11/21/2022 01:42:20 am

Do you need a loan of any type and of any amount to grow up your
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Linda Lee link

12/2/2022 05:13:28 am

‘’I need back my money’’.. ‘’ I need my family back’’ that was the only thoughts I had for months and thanks to Albert Gonzalez Wizard , I got back my family and my money .. I was depressed for months as my husband and 5year old left me to go live with his mum cos I used all our savings to invest in crypto investment company, took a loan and sold my car too in a bid to pay the withdrawal fees I was desperate very desperate and I nearly lost everything but thanks to Albert Gonzalez Wizard , he recovered my £861k from those heartless scammers .. it’s a long story but at the end I was happy , I am forever grateful to him.. GOD has made me to cross paths with him through a review on here and am writing this review here in hope that it will help someone out there , if you’ve been in a similar situation please reach out to Albert Gonzalez Wizard, he is a very competent and reliable hacker . The contact details are as follow , email: info@albertgonzalezwizard.online or albertgonzalezwizard@gmail.com whatsapp +31685248506 AND Telegram: +31685248506

Micheal Wilson

12/2/2022 06:36:38 am

After deciding to buy our first car, I couldn’t be able to get a loan due to my bad credit, Aaron Swartz came to rescue me. He hack into my credit profile and increase my score to 820 golden score, erase all debt plus with negative items include the following: bankruptcy, eviction filling and outstanding rental balance, delinquent state and federal tax debts. He really is a great hacker, to my friends out there with similar issue on credit matters I advise you Contact AARONSWARTZCYBERSERVICES@GMAIL.COM

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